Virtual Business – Personal Finance Computer Lessons
Lesson 1 Sleep 11:00pm – 5:30am Eat 6:00am & 9:00pm – 9:30am Relax 1.) Sleep 11:00pm – 5:30am Eat 6:00am & 9:00pm – 9:30am Relax 5:00pm – 7:00pm Exercise 7:00pm – 9:00pm 2.) Sleep 11:00pm – 5:30am Eat 5:30am – 6:00am 9:30pm – 10:00pm Relax 10:00pm – 11:00pm Exercise 6:00am –7:00am
Lesson 2 1.) Cashier, Data Entry Specialist, Shift Manager 2.) 2,640 / 12 = 220 3.) Cashier & Shift Manager 4.) Shift Manager: $302.86 Data Entry Specialist: $302.69
Worksheet 1
Worksheet 2
Lesson 3 1.) A surplus of $252.54 2.) No. The amounts did not match. The surplus was less and this was due to a higher food expense. 3.) I suffered a dislocated shoulder and had to pay a hospitals bill for $613.00 4.) An emergency fund may be used to help pay for unexpected expenses. 5.) Amount should be $2,400.00
Lesson 4 1.) I am unable to get to class on time and I can’t get home from work in time to eat and do some my relaxing. 2.) The uppermost apartment on the screen was the best at $433.00 for rent per month plus 44 bus tokens per month at $1 each. (There are about 22 weekdays in a month).
Lesson 5 1.) $4,770.29 2.) $200.00 3.) $656.76 ($4,770.29 - $3,000 + $200) / 3 4.) $328.38 (656.76 / 2) 5.) Coarser (most expensive car) Yes. Lease more expensive than you can buy. 6.) Coarser Lease: $312.00 a Month Buy: $3.89.00 a Month 7.) Lease 8.) $14,976.00 ($312.00 x 48) 9.) $15,304.00 ($1,300.00 + 36 x $389.00) 10.) Lease: $312.00 x 60 = $18,720.00 Purchase: $1,300.00 + 36 x $389.00 = $15,304.00 It becomes cheaper to own (buy) rather than lease just over 4 yrs.
Lesson 6 1.) My health is not good. All of the factors on the Health report are yellow. 2.) No, it doesn’t make sense to purchase everything as the same store because Anne’s and Lawrence's have the lowest prices on different items. 3.) Bedroom - $189.00 TV - $149.00 Living Room - $223.00 Treadmill - $412.00 I saved a total of $973.00 4.) Total spent on all items = $2,343.00
Lesson 7
Lesson 8
Lesson 9
Lesson 10
Lesson 11
Lesson 12