GuideStone Financial Resources Capital Preservation Fund

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Presentation transcript:

GuideStone Financial Resources Capital Preservation Fund Available to participants in Southern Baptist employer-sponsored retirement plans Offered in addition to GuideStone Funds mutual funds This fund is available to participants in Southern Baptist employer-sponsored retirement plans. (Speaker’s note: This fund is also available for 457(b) plans, non-ERISA 401(k)s, and deferred comp plans. It is not available for 401(k) plans which are subject to ERISA or for retail investors. If you are at a location that meets eligibility criteria, let them know they can participate.) It is offered through GuideStone, and is in addition to the registered mutual funds which are available through GuideStone Funds. Unlike the other funds, it is not a registered mutual fund. A05-1

GuideStone Financial Resources Capital Preservation Fund Conservative investment option Seeks a stable price per share Rates are set quarterly This fund falls into the fixed income fund category and is considered a conservative investment option. The fund mainly invests in the GuideStone Funds Intermediate-Duration Bond Fund, and the GuideStone Funds Money Market Fund. It’s similar to having a blended fund without any stocks. The fund seeks, but does not guarantee, a stable value of $10 per share. It has a quarterly crediting rate which is based on a calendar quarter, regardless of when your shares are purchased or redeemed. Everyone’s rate will change at the same time. The current rate is ____%. You can find the current rate by visiting our website, or calling our toll-free number. A05-2

For Investors Who: Want stability of principal Want higher returns than a money market fund Can accept exchange limitations This fund may be attractive to conservative investors, because it seeks stability of principal rather than more volatile growth. This fund is also attractive to investors who want a fixed income investment with a potentially higher return than a money market fund, and are willing to accept some liquidity risk in return. Participants are prohibited from exchanging out of the Capital Preservation Fund (the “Fund”) to a “competing fund” without first investing in a “non-competing fund” for a period of at least 90 days.  A “competing fund” is any fund predominantly invested in fixed-income securities whose average duration is generally less than 3½ years.  For GuideStone Funds, “competing funds” are comprised of: the Money Market Fund, the Low-Duration Bond Fund, the Flexible Income Fund and the Flexible Income I Fund.  The definition of a “non-competing fund” is any fund option(s) other than those funds defined as “competing funds.”  Also, simultaneous exchanges are not allowed, meaning participants may not exchange from the Fund to a “non-competing fund” and simultaneously exchange from a “non-competing fund” to a “competing fund.” A05-3