1. Fundamentals of Investing
Personal Finance Class
Name:
Fundamentals of Investing

2. Define Investments
Assets

3. Investments have the potential for
Define Return:
All investments have some:
Define Investment Risk:
Investments are important to building:
Why are investments less liquid than savings tools?
Investments are for this type of goal:
Two examples of long-terms goals are:

4. Amount of money invested
Rate of Return:
Total Return
Amount of money invested
Rate of Return

5. Strive to have the rate of return on any investment be:
Define Inflation Risk:

6. BOND
Definition:
Description:
Risk Level:
Type of Return:

7. STOCK
Definition
Dividend Returns are:
Risk level:
Capital Gains Returns are:

8. REAL ESTATE
Definition:
Types of Return Include:
Rent:
Risk Level:

9. SPECULATIVE INVESTMENTS
Definition:
Examples Include:
Risk Level:
Returns:

10. MUTUAL FUND AND INDEX FUND
Definition:
Types of Returns:
What is Included?
Risk Level:
Advantage:
Disadvantage:
How is the index fund different than the mutual fund?

11. LENDING VS. OWNING
Lending:
Type of Investment Tools:
Type of Returns:
Owning:

12. Typically, investments that are a form of owning have:

13. Investment Philosophy
Each individual has a tolerance for the amount of:
Generally, added into three categories:
May be influenced by:
Portfolio Diversification
Definition:
Purpose:
Impact it has on risk:

14. Brokerage Firms
What is a stock exchange?
What is a brokerage Firm?
What is the difference between a full-service and discount brokerage firm:
Full Service:
Discount Broker:
All brokerage charge:
For their services.
What is one question to ask when choosing a firm?

15. Tax-Advantage Investments:
How do tax-advantaged investments benefit consumers?
When are taxes paid?
Why should an employee invest in an employer sponsored plan?
What are examples of retirement accounts?