Start-Up - Discussion With your HORIZONTAL partner, discuss the following: In the college/career exercises from the last three days, what was the career you chose for yourself? Did you already have this choice made, or did you use the survey to help you decide? Will your choice require you to attend college and/or technical school? For how long?

Now answer the following questions in writing: Start-Up - Writing Now answer the following questions in writing: If you are planning to attend college/technical school, what is your plan to pay for tuition, living arrangements, and expenses? Do you know how much money it will take? Do you plan to work while you go to school? Doing what?

Challenge: Create a budget based on a minimum wage job. Minimum Wage Woes Challenge: Create a budget based on a minimum wage job. Factors to work with: $9.00 an hour is the minimum wage in California – assume you work full-time 40 hours. Most minimum wage jobs do not include health insurance or sick days (but you can check out Governor Brown’s new law on sick days).

Challenge: Create a budget based on a minimum wage job. Minimum Wage Woes Challenge: Create a budget based on a minimum wage job. Factors to work with: The lowest tax bracket for the Federal government is 10% so subtract 10% of your paycheck for federal taxes. California will also take out taxes – use the link below to calculate the state tax to subtract from your paycheck. http://www.tax-brackets.org/californiataxtable

Challenge: Create a budget based on a minimum wage job. Minimum Wage Woes Challenge: Create a budget based on a minimum wage job. Factors to work with: Use the classified ads in the paper or online at the Merced Sun Star to rent a room or apartment (a studio is simply one room usually with a kitchenette). http://www.mercedsunstar.com/classified-ads Estimate food costs – (this can vary greatly depending on how much you eat out and what you eat!) http://www.cnpp.usda.gov/sites/default/files/CostofFoodNov 2014.pdf

Challenge: Create a budget based on a minimum wage job. Minimum Wage Woes Challenge: Create a budget based on a minimum wage job. Factors to work with: Do you plan to own a car? Determine Real car costs for one year – (includes insurance, maintenance, registration, gas etc.) - or figure out costs for public transportation! http://consumerreports.org/cro/2012/12/what-that-car- really-costs-to-own/index.htm

Challenge: Create a budget based on a minimum wage job. Minimum Wage Woes Challenge: Create a budget based on a minimum wage job. Factors to work with: Entertainment – I assume you might want to go out sometime and do something?!! Perhaps travel or go on vacation somewhere? Clothing – Calculate laundry costs in this amount as well! Emergencies – health care costs, car repairs, other unexpected expenses! AND DON’T FORGET THAT TUITION AND THOSE OTHER FEES THAT COME WITH COLLEGE!

Minimum Wage Woes Writing Assignment You will be completing a one-half to one-page GOOGLE DOC write-up to go with your findings (two paragraphs minimum). In the first paragraph, summarize your findings. Include all the totals, costs of different factors you had to consider, and the results. Would you be able to survive on minimum wage? Do you think you would be satisfied with your life? In the second paragraph, discuss what you think could or should be done in our country to ensure that we, the people, are able to both survive and thrive.

Get Chromebooks and get back to work on your budgeting project. Start-Up Get Chromebooks and get back to work on your budgeting project.

Your write-up will be due by the end of the period today. Minimum Wage Woes Your write-up will be due by the end of the period today. You will submit it to my webpage as a Google Document.

Submission Go to my webpage: mrmcelroysclass.weebly.com Go to the “Turn In Your Assignments” tab. Fill out the form completely - Be sure to change the class period to yours. From the drop down menu, choose “Minimum Wage Woes” as the assignment to turn in. Paste the link to your Google Doc in the box. Submit. MAKE SURE YOU HAVE CHANGED THE SHARE SETTINGS ON YOUR GOOGLE DOC TO ALLOW ME TO EDIT IT