National Export-Import Bank of Jamaica Ltd EXPECT TO SUCCEED

Our VISION To facilitate Jamaica becoming a net exporting country by being a visionary, innovative and creative trade financing institution.

Our MISSION To facilitate sustainable economic growth through increased exports and sustained job creation by providing competitively-priced trade financing solutions to the productive sector including exporters, potential exporters and direct suppliers to exporters. This we will achieve by being visionary, innovative, creative, customer-focused and viable with a highly efficient, motivated and performance-driven team.

100% Government Owned …but Independently financed Managed by a Board of Directors experienced in many fields from both the private and public sectors.

We Are… Corporate Bankers to Jamaican Companies in the Productive Sector Providing Trade Financing, Medium Term Loans & Trade Credit Insurance

EXIM’s Mandate Foster Economic Growth & Development Entrepreneurship Emphasis on….. Entrepreneurship Small & Medium Sized Business Financing Key Growth Areas

Who We Serve The Productive Sectors Manufacturing Agro-Business Mining Tourism Services Creative Industries ICT

Linkage Companies You do not have to be an Exporter to qualify for an EXIM loan If your company supplies goods and/or services to a company within the Productive Sector you may also be eligible for EXIM Bank’s low cost financing

Tourism & its LINKAGES Service Providers Outside Contractors Florists Janitorial Service Agro-Processors Suppliers

We Finance the Following: Working Capital Equipment Acquisition Retooling/ Upgrading of Facilities Pre Shipment Financing Receivables Financing Debt Refinancing * Market Research *Note: Conditions Apply

Affordable Financing 10 -12% p.a. JA$ Loans 8.0-9.5% p.a. US$ Loans

EXIM Bank’s Credit Facilities Type Term Short Term Foreign Currency Line 90-270 days of Credit (LOC) SMTE 180 days Cuban Line of Credit 360 days

EXIM Bank’s Credit Facilities Type Term Short Term BECF/ ECF 90 - 120 days Pre Shipment 90 - 270 days Post Shipment 120 days JEA/ExBed 120 days

EXIM Bank’s Credit Facilities Type Term Medium Term SME Growth Initiative 48 mths Modernization Fund 48 mths for Exporters ** Moratorium of up to 6 months , on principal payments are allowed if warranted SME Energy Loan 48 mths SMTE Loan (for tourism entities only) 60 mths

Cuban Line of Credit CAN$10 million Banco Nacional de Cuba Facilitates the exportation of Jamaican Goods to Cuba EXIM Bank pays you 100% of the value of your export order, upon receipt of shipping documents, and then waits to collect from the Cuban Authorities. Visit our website for a list of eligible goods

Bankers Export Credit Facility Pre Shipment Financing Max 90 days Up to 100% of FOB value of your export order Post Shipment Financing Max 120 days Up to 100% of CIF value of your export BECF offers pre and post shipment financing. To be eligible you must be a Jamaican exporter of non-traditional goods which are produced in Jamaica. Goods that are re-packaged for export are not eligible, neither are traditional goods such as sugar, bananas, bauxite and alumina. For preshipments, finanancing is up to 90 days and it covers up to 100% of FOB export value. Post Shipment financing goes up to 120 days, and covers 100% of CIF value of your export order.

JEA/JMA Loan Programme J$3.5million Loan Ceiling Working Capital Support Light Equipment Eligible Borrowers: Linkage Companies to the Export Sector <50 permanent employees Export Ready Have excess capacity

SME Growth Initiative 10%-12% p.a. JA$ Loans Loan Ceiling: J$ equiv of US$500,000.00 Net Worth< JA$100 million Annual Sales <JA$360 million

SMTE Loan Facility 60 months to repay Moratorium – up to 12 months Must be in operation for at least 2 years At least 25% of gross revenue must be derived from the tourism sector

Trade Credit Insurance Protects your business against non-payment of receivables by local or foreign buyers. With TCI you can claim for up to 85% of the value of your receivables – for non payments and for payments over 120 days

Trade Credit Insurance Covers Foreign & Domestic Receivables Covers Commercial & Political Risk Risk Coverage – 85% & 90% Coverage available to all entities registered in Jamaica

Trade Credit Insurance ELIGIBLE TRANSACTIONS Sale of goods & services to approved buyers Sale of goods originating outside Jamaica, by Jamaican firms, to 3rd countries Sale of goods by subsidiaries of Jamaican companies operating in CARICOM Goods trans-shipped from Jamaica’s duty-free zones to countries in the Caribbean

Acceptable Collateral Mortgage over Real Estate Bank Guarantees from the Bank’s Approved Financial Intermediaries (AFI) Bill of Sale over Equipment Hypothecation of Financial Instruments Assignment of Receivables

Meeting Your Needs Relaxed Collateral Requirements Increased Loan Limits Faster Processing Times Streamlined Business Processes Access through AFIs

Approved Financial Intermediaries BNS NCB First Global Bank CIBC - FirstCaribbean Int’l Bank Sagicor Bank JMMB JN Fund Managers MF&G Trust & Finance Mayberry Investments Sterling Asset Management Development Bank of Jamaica Citibank NA Access EXIM Bank’s loan facilities through our AFIs: These are the 15 or so commercial banks, merchant banks, money market institutions and development banks with whom you are probably already affiliated. You are able to access our small business loans through any of these institutions across the island. Just tell them that you would like an EXIM Bank Small Business loan and they should all be geared to assist you. If you experience any problems..or simply if you prefer to do so, you may also approach EXIM Bank directly.

To Apply You Will Need Business Plan Audited and In-House Financials Cash Flow Projections Collateral documentation Valid Tax Compliance Certificate Completed Application Form

Start your application on-line www.eximbankja.com How to apply Directly from the EXIM Bank Through AFIs Website There is much more that the Bank has to offer. Please visit our website for more information. You can even download application forms , which you can fill in and bring to our office at 11 Oxford Road. Or visit our Office at 85 Hope Road, Kingston 6 Telephone: 630-1400

There is much more that the Bank has to offer There is much more that the Bank has to offer. Please visit our website for more information. You can even download application forms , which you can fill in and bring to our office at 11 Oxford Road.

Thank You