Life’s better when we’re connected TM 7 Life Priorities in Retirement May 2016.

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Presentation transcript:

Life’s better when we’re connected TM 7 Life Priorities in Retirement May 2016

2 The material presented at this seminar should be regarded as educational information only and is not intended to provide specific advice. Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), a registered broker-dealer and Member SIPC, and other subsidiaries of Bank of America Corporation (BofA Corp.) Merrill Lynch Life Agency Inc. (MLLA) is a licensed insurance agency and wholly owned subsidiary of BofA Corp.. Investment products offered through MLPF&S and insurance and annuity products offered through MLLA: Merrill Lynch Life Agency Inc. is a licensed insurance agency and a wholly owned subsidiary of BofA Corp.. © 2016 Bank of America Corporation. All rights reserved. | ARP63V97 | 04/16

3 The 7 Life Priorities

4 Health #1 Ingredient to a Happy Retirement Base: Retirees, age 50+ Source: Health and Retirement: Planning for the Great Unknown Study, 2015

5 Potential Threat #1: Unpredictable Retirement Health Care Costs Base: Age 50+ “I’ve seen the numbers about what health care can cost and it’s hard to wrap your head around. I haven’t even started thinking about that when saving for retirement.” – Focus Group Participant Source: Health and Retirement: Planning for the Great Unknown Study, 2015

6 Potential Threat #2: Unexpected Early Retirement Due to Health Problems Base: Retirees, age 50+ who retired earlier than plannedBase: Retirees, age 50+ Source: Health and Retirement: Planning for the Great Unknown Study, 2015

7 Alzheimer’s: The Most Worrisome Disease of Later Life Source: Ward, B.W. et al. (2014). Multiple Chronic Conditions Among US Adults: A 2012 Update. Preventing Chronic Disease. 11. Base: Total population

8 My Own Home: The #1 Choice for Long-Term Care Source: Home in Retirement: More Freedom, New Choices, 2015

9 Top reasons to work in retirement Base: Age 50+ Source: U.S. Department of Health and Human Services, “If you don’t work, you shorten your lifespan; you get old faster.” – Focus Group Participant

10 Critical Conversations, Not Happening Base: Married pre-retirees, age 50+ Source: Health and Retirement: Planning for the Great Unknown Study, 2015

Life’s better when we’re connected TM