Blue chip Savings Insurance Plan.  Saving tax every year requires systematic and well ahead of time planning. Before you can begin to save tax, you should.

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Presentation transcript:

Blue chip Savings Insurance Plan

 Saving tax every year requires systematic and well ahead of time planning. Before you can begin to save tax, you should know these 4 basic points about saving on income tax. Our demands keep rising, a bigger car, a bigger house, better education for our children and an overall better lifestyle. To keep up with these growing needs at every stage of life, we need a savings plan that can also safeguard our future.

 Presenting Bluechip Saving Plans Insurance that helps you accumulate your savings for your financial needs at every stage of life. The plan additionally offers you the flexibility to choose an appropriate life cover which protects your family against any unforeseen eventualities.Saving Plans Maturity Benefits On survival of the Life Assured till maturity, provided the policy is in- force and all due premiums have been paid, the sum of the following benefits will be payable:

Guaranteed Sum Assured on Maturity Vested Reversionary Bonuses and Terminal Bonus, if any Where Guaranteed Sum Assured on Maturity is equal to Base Sum Assured plus all Guaranteed Additions (GAs) applicable at maturity. GA equal to 7% per annum of BSA will accrue at the end of each policy year till the premium payment term, subject to all due premiums are paid and the policy is in- force till that point in time. Simple Reversionary Bonuses will be declared during the policy term, starting from first policy year, which shall accrue at the end of each year. Terminal bonus, if any, will be payable on death or maturity from the 10th policy year onwards.

Death Benefit Option On death of the Life Assured during the policy term, provided the policy is in- force as on the date of death and all due premiums have been paid, the nominee will receive higher of :  Sum Assured on Death plus Vested Reversionary Bonuses and Terminal Bonus, if any  105% of all the premiums paid, excluding the underwriting extra premiums, as on the date of death Where Sum Assured on Death is the highest of:  Annualised Premium * Death Benefit Multiple  Base Sum Assured  Guaranteed Sum Assured on Maturity At inception of the policy, you can choose Death Benefit Multiple based on the age at entry, premium payment term and policy term.

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