Shareholders of the bank Licenses and certificates Joint-Stock Commercial “Aloqabank” was founded under the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No. 502 dated October 12, 1994

Bank provides a wide range of bank services to the enterprises of the real sector of the economy, small business, private entrepreneurship entities and population through 14 branches, 23 minibanks, 110 operational cash offices and 25 international money transfer offices located in the Republic of Karakalpakstan, regions and Tashkent city. The branch network across Uzbekistan Миробод Коканд Branches Minibanks

Joint-Stock Commercial "Aloqabank" has the right to perform the following banking operations: Защита благосостояния граждан путем предоставления доступных и отвечающих их потребностям страховых продуктов Содействие развитию агропромышленного сектора и обеспечение качественной страховой защиты сельского населения Узбекистана Развитие страховой культуры, обеспечение надежной страховой защиты, предоставление широкого спектра услуг Mission of the bank Внедрения современных информационно- коммуникационных технологий To open and maintenance of current accounts of individuals and entities, including correspondent banks, to make payments on current accounts. To attract deposits. To allocate loans from own and borrowed funds on terms of repayment, interest and maturity. To manage the funds on the basis of an agreement with the owner or manager of funds. To collect the funds, payment and settlement documents. To obtain the right of demanding the fulfillment of the obligations on behalf of third parties. To obtain the right of demanding the fulfillment of the obligations by third parties. To issue, purchase, sale, register and keep securities, manage securities on the basis of the contract with the client, make other operations with securities. To provide consulting and information services. To rent individuals and legal entities the special facilities or fireproof boxes for storing documents and other valuables. Finance lease. To issue the guarantees, that implies the fulfillment of obligations of third parties. The promotion of small business and private entrepreneurship in the country Providing quality service, optimum solutions and consulting services Achieving maximum results in minimum time, using the most appropriate human and financial resources Forming a team of professionals, creating conditions for conti- nuous training of employees, social protection and motivation Expanding investment activities of the bank, further increasing the participation in the projects of technical and technological equipment The development of information technologies and achieving new steps quality banking automation

Availability of qualified personnel Versatility The high capital base, financial stability and liquidity The widespread introduction of modern ICT 20 years of experience in banking operations Brand awareness, awareness about the activities of the bank The presence of the reputation of a stable and reliable partner for the majority of large corporate and individual clients Advantages The presence of a large regional network of branches and mini-banks Long-term sustainable growth in key financial indicators of the bank Shareholders of the bank and their support

№Index (mln. UZS) Market position (mln. UZS) Market position (mln. UZS) 1Assets Loan portfolio Share capital Total capital Income Net profit Market position of the bank Dynamics of loan portfolio (%; bln. UZS) Dynamics of share capital (%; bln. UZS) Dynamics of total capital (%; bln. UZS) *audited IFRS report by «Deloitte & Touche» as of year-end 2015 is attached

Forecast of key financial indicators for (bln. UZS)

Согласно Постановлению Президента Республики Узбекистан ПП-2340 от «О мерах по увеличению доли и значений частной собственности в экономике» Реализуемая доля компании инвестору According to the Decree of the President of the Republic of Uzbekistan № “On measures to increase the proportion and value of private property in the economy” provided implementation of the state's share in the amount of 47.5%* to a strategic foreign investor. The starting price of shares is 42.7 million US dollars. *the list of shareholders, whose shares are put up for sale, are shown on the next slide

List of lots of JSC "Aloqabank" shares offered for exchange trades Lot no. Owner Amount of shares Percentage in the share capital Price (in US dollar) 1 Fund of the Development of Information Communication Technologies SUE “Center of Electromagnetic Compatibility” Tashkent State University of Information Technologies SUE “The center of a radio communication, broadcasting and television” State Inspection on Supervision in the field of Communications, Informatization and Telecommunication Technologies National Teleradio Company of Uzbekistan SUE “Republican special communication node” SUE “Republican Telecommunications Management Center of Uzbekistan” Bukhara state enterprise specialized on preservation, repair and maintenance of bridges SUE “Aloqaloyiha” TOTAL

Contacts Adress: Amir Temur Avenue, 4, Tashkent, Uzbekistan ( ) ( )