Midwest Microwave Your Premier Executive Services Partner The Importance of Planning for a Lifetime… Securities offered through ProEquities, Inc., a Registered Broker Dealer and member FINRA and SIPC. Advisory Services offered through Honkamp Krueger Financial Services, Inc., a Registered Investment Advisor. Honkamp Krueger Financial Services, Inc. is independent of ProEquities, Inc.

Agenda 2  About HK Financial Services  Complete wealth management planning  Income tax preparation and planning  Insurance and estate planning  Investment planning  Retirement planning  Executive counseling services

HK Financial Services 3 Over $2.1 billion in assets under management Over $3.5 billion of in-force life insurance coverage Over $400 million held in non-managed brokerage accounts Multiple custodial platforms to maintain independent asset management options with complete menu of financial services Insurance platform to consultatively address your risk In 1995, the partners of Honkamp Krueger & Co., P.C. (HK), a Top 100 CPA firm, founded HK Financial Services, Inc. (HKFS), which has become a premier provider of comprehensive wealth management services throughout the United States. HKFS is a Registered Investment Advisor. The HKFS management team is comprised of highly skilled, experienced professionals, including Certified Public Accountants (CPAs), Chartered Financial Analysts (CFAs), Chartered Life Underwriters (CLUs), Board Certified Financial Planners and Attorneys (JD). Here are some current HKFS metrics:

Complete Wealth Management Planning 4 HK has a wealth management division and partners with HKFS. We work together to provide a platform of financial services that integrates tax planning to deliver a powerful difference. We provide a holistic approach that covers all aspects of the planning puzzle to achieve your goals and dreams.

Income Tax Preparation & Planning 5 Description of a pass-through entity Profits vs. distributions Business income tax planning Personal income tax planning

Insurance & Estate Planning 6 Risk management –Personal planning –Estate planning Consultative process Critical importance for review WIFM –Proper structure –Owner / beneficiary –Premium savings! –Peace of mind

Investment Planning 7 The Investment Advisory Committee and HKFS employ elements of Modern Portfolio Theory to strategically allocate and adjust the client’s growth and income portfolios in an effort to maximize return while minimizing risk: 1.Establish goals and objectives 2.Decide on asset allocation 3.Investment selection 4.Rebalancing 5.Review and adjust

Retirement Planning 8 The need for retirement planning Common retirement planning issues Sources of retirement income The need for developing a successful retirement plan

Sample Fee Schedule 9 In affiliation with: Honkamp Krueger & Company, P.C. Asset Management Fee Schedule For the Aggregated Total MarketIncrementalEffective Value %Rate $ - $ 1,000, %1.00% $ 1,000,001 $ 2,000, %0.93% $ 2,000,001 $ 5,000, %0.82% $ 5,000,001 $10,000, %0.74% See worksheet for further details

10 Audit process –Gather information –Analysis –Review Compare with goals and objectives –Confirm on track or need changes –Review recommendations and action steps –Consistent review (monthly, quarterly, annually) WIFM –Valuable service provided to you thru your employer –Potential savings –Plan in place and monitored by a team –Peace of mind thru consultative process –Clarity! Executive Counseling Services

or Securities offered through ProEquities, Inc., a Registered Broker Dealer and member FINRA and SIPC. Advisory Services offered through Honkamp Krueger Financial Services, Inc., a Registered Investment Advisor. Honkamp Krueger Financial Services, Inc. is independent of ProEquities, Inc. Thank you