1. This has been prepared for the purpose of information only and is provided without taking into account your personal situation. You should consider the information in LLL's website and documents, whether any deposit with LLL fits your objectives, financial situation and needs, and seek independent advice before acting on any of this information. Last updated: January 2016 – C0005 Lutheran Laypeople’s League (LLL)- Supporting Lutheran Schools

2. Not-for-profit. Established 1921. Assists the Lutheran Church in business and financial matters. LLL – Supporting Lutheran Schools Provides low interest loans to Lutheran entities including schools. Supports the Church in a variety of ways.

3. For approved school capital projects. Loan interest at 5% p.a. LLL – Supporting Lutheran Schools LLL Loans Enables the school to develop at a faster rate. Need ‘Matching Deposits’.

4.  Unique facility by the LLL.  Enable the school project to borrow an equal amount of money from the LLL.  Can be changed at any time. LLL – Supporting Lutheran Schools Matching Deposits

5.  Attractive interest rate  No fees or charges  No minimum deposit or balance  All funds are “at call”  Internet access with LLL@Home LLL Savings Accounts LLL – Supporting Lutheran Schools

6. Types of LLL accounts

7.  Provide additional support to the school.  Open a Non-interest-bearing account.  School project receives 5% grant from the LLL. Non interest – bearing accounts LLL – Supporting Lutheran Schools

8.  The LCA guarantees repayment of loans.  The LCA indemnifies the LLL against any loss.  Loans only to approved LCA projects.  Other funds in secure investments only. LLL Savings Accounts - Security LLL – Supporting Lutheran Schools

9.  LLL@Home  Electronic transfers - LLL BSB 704942  Direct debits Accessing LLL Savings Accounts LLL – Supporting Lutheran Schools  Deposit at school  LLL school banking

10.  Consider opening an LLL Savings Account.  Enjoy an attractive interest rate, and no fees or charges. How can you support the school? LLL – Supporting Lutheran Schools  Make the account a ‘Matching Deposit’.

11. For more information:  Contact the school office  Contact the LLL – 1800 556 457  LLL website