1. Retirement Plans @ Rice January 13, 2009

2. What Plans Are In Place at Rice? Data as of October 31, 2008.

3. How Much Does Rice Contribute? You are vested in the Rice retirement plan after completion of one year of continuous benefits eligible service.

4. How Can I Manage My Retirement Savings Now? Consider Lifecycle funds Rice offers many opportunities to discuss your retirement plans with professionals:  TIAA-CREF is on campus for one-on-one counseling for three days every three weeks. Uses Ibbotson (Morningstar) as independent assessment of your investment choices.  Fidelity Investments is on campus and available one day every month. Dates are to be determined at a later date.  Both TIAA-CREF and Fidelity have offices locally and are available for questions/concerns.  Please call this number to schedule an individual meeting with a TIAA or Fidelity representative at their Houston location. TIAA-CREF = 9 Greenway Plaza, Suite 100, 866-842-2951 ext. 6004 Fidelity = Scurlock Tower, Suite 200 or 2701 Drexel Drive, 800-418-6821 Informational sessions held on campus in 2008:  “Staying on Track in a Volatile Market” on November 20 th twice (presented by TIAA-CREF).  “Economic Crisis Breaking Your Bank?” on November 19 th at Noon (presented by Chase).  “Planning Ahead for Retirement” on April 29 th at 1:00 pm (presented by TIAA-CREF). Financial Planning Class is offered each semester. Financial Engines available to benefits eligible faculty and staff any time via Internet. TIAA-CREF and Fidelity Investments both have a wealth of information available on their websites to assist you in making retirement based decisions.  www.tiaa-cref.org and www.fidelity.com www.tiaa-cref.orgwww.fidelity.com

5. The Basics Are Still Important Keep Your Perspective — Even In Turbulent Times Understand Investment Risk Diversify Allocate Wisely Pay Attention to Expenses Seek Advice Source: www.tiaa-cref.org