1. Luke 16:1-13

2. THE PRINCIPLE OF BUDGETING Proverbs 21:5 “Plan carefully and you’ll have plenty. But if you act too quickly you will never have enough.”

3. The Principle of Tithing Malachi 3:10 “Bring to my storehouse a full tenth of what you earn. ‘Test me in this’, says the Lord, ‘and I will open the windows of heaven for you and poor out all the blessings that you need.”

4. 1. MY PAST: Out of gratitude. 2. THE PRESENT: A statement of priority. 3. FOR THE FUTURE: My faith in God.

5. THE PRINCIPLE OF SAVING Proverbs 21:20b “The wise man saves for the future.”

6. THE PRINCIPLE OF ACCOUNTING Proverbs 27:23-24 “Riches can disappear fast so watch your business interests closely. Know the state of your flocks and herds.”

7. IGNORANCE + EASY CREDIT = DISASTER

8. 1. What I own (an inventory of possessions) 2. What I owe (debts and liabilities) 3. Records of what I earn. 4. Records of where it goes.

9. THE PRINCIPLE OF CONTENTMENT Ecclesiastes 6:9 “It is better to be satisfied with what you have than always to be wanting something more.” Hebrews 13:5 “Be content with what you have.”

10. 1. Keep good records - Accounting 2. Plan your spending - Budgeting 3. Save for the future - Saving 4. Return the first portion to God - Tithing 5. Enjoy what you have - Contentment