1. What is best for you? By: Anissa Hodges

2.  A financial institution is an establishment that conducts financial transactions such as investments, loans and deposits. Almost everyone deals with financial institutions on a regular basis. Everything from depositing money to taking out loans and exchanging currencies must be done through financial institutions.  During this presentation, I will show the differences between 3 different financial institutions, and overall choose the one that benefits me the most.

4.  Chase Bank has the following perks: 1. Checking Accounts 2. Debit & Reloadable Cards 3. Debit Cards 4. Savings & CDs 5. Student Center 6. Auto Loans 7. Mortgage 8. Home Equity 9. Student Loans 10. Chase Private Client 11. Planning & Investments Online Banking 12. Mobile Banking 13. Business Banking 14. Commercial Banking 15. Merchant Services

5. There is over 100 ATM’S and Chase banks available in St. Clair Shores, Eastpointe, and Detroit, MI combined. The closest Chase bank is on Harper, which is about 5 minutes away from Lake Shore High School; the school that I attend.

7.  Website: https://www.chase.com/ https://www.chase.com/  Closest Bank Address: Vernier Harper 20675 Vernier Rd Harper Woods, MI 48225 313- 886-5551 Contact Numbers: 1-877-CHASEPC (1-877-242-7372) Outside the U.S.: 1-713-262-3300 For Deaf and Hard of Hearing Customers: Operator Relay Services: 1-866-443-0910 TDD/TTY Machines: 1-800-CHASETD (1-800-242-7383) Commercial Banking Please call your Client Service Professional. Military Personnel and Veterans: Domestic Chase Military Services: 1-877-469-0110 Overseas: TDD 1-800-582-0542 (1-318-340-3308)

9.  Bank of America has the following services: 1. Accessible Banking 2. Associate Banking 3. Business Banking 4. Checking 5. Credit Cards 6. Dealer Services 7. Debit Cards 8. Foreign Currency 9. Home Buying Loans 10. Insurance 11. Investments 12. Military Bank 13. Online Banking 14. Retirement 15. Student Center

10. There is over 200 ATM’S and banks in the area codes of 48224, 48080, and 48021. Which is St. Clair Shores, Eastpointe, and Detroit, MI combined. The closest Bank of America is on Twelve Mile Rd, which is about 10 minutes away from my high school.

12.  Website: https://www.bankofamerica.com/https://www.bankofamerica.com/  Closest Bank Address: 23225 Marter Road St. Clair Shores MI 48080 586-774-0180 Supplier Relations and Development Help Desk Support 1.888.550.6433 (U.S.) 1.401.865.7948 (Internatio nal)

14.  Michigan first provides: 1. ATM/Debit Cards 2. Direct Deposit & Payroll Deduction 3. Overdraft Protection 4. Money Perks 5. ID Theft Protection 6. Safe Deposit Boxes 7. Travel Assistance 8. Online Banking

15. There are only about 3 Michigan First Credit Union Banks between Southfield, Eastpointe, and St. Clair Shores. Although there are not many banks, ATM’S at participating 7-11 stores can be used by a member, with no service charge.

17.  Website:http://michiganfirst.com/  Closest Bank Address: 21650 Gratiot Ave Eastpointe, MI (800) 664-3828 24/7/365 Call Center (800) 664-3828 Fax (248) 443-4280 24-Hour Loan Center (866) 933-6333 24-Hour Audio Teller (800) 248-9101 Mortgages (855) 566-2500 24-Hour Check Reorder (877) 585-8777 Lost/Stolen ATM Card (800) 664-3828 Lost/Stolen Credit Card (866) 820-2946 Lost/Stolen Debit Card Inside US, (888) 241-2510 Outside US, (909) 941-1398

18. College plans? Financial future?

19.  I learned that my financial stance in the future will be very important for future plans such as college.  I know that saving in college will be very important, and picking the right bank is more than picking the most popular financial institution. Picking the bank that is right for you, is the bank that benefits you the most, and the bank that you think deals more with your needs than others.  Picking a bank in college will definitely be something to think about, and picking a bank after college, could be different as well.  Doing this project, I learned to always pick what is best for you, and to also research the financial institution that you want to trust with your savings, and funds.