2. Orientation What is a Retirement Fair Why provide Retirement Fairs to Staff & Members How do they work What will you be doing

3. Most Americans don’t know: what type of retirement lifestyle they should aim for in retirement how much it will cost to sustain their lifestyle goals if they are currently saving enough to fund their desired lifestyle At what age they will be able to afford to retire

4. “Four out of five Americans are still not adequately prepared to meet their needs in retirement” Aon Hewitt Consulting

5. 49% of Americans say they aren’t contributing to any retirement plan. LIMRA (A worldwide association of insurance and financial services companies)

6. Route Your Retirement….. “…is an experiential learning program, which helps existing and potential credit union members learn how to better prepare for their retirement.”

7. How will the fair work? Phase 1 The Orientation Phase 2- Examining and choosing retirement lifestyle goals and assessing the likely cost of those choices Phase 3 - Discussing issues around funding lifestyle choices such as retirement savings, social security and taxation

8. Lifestyle Booths

9. Lifestyle Worksheet

10. Remember! Visit every booth You can visit booths in any order Assess your expenses for each lifestyle aspect and write your numbers on your worksheet Your numbers don’t have to add up to 100 When you have visited every booth, move to the presentation area

11. Linking Lifestyle Choices to Retirement Savings How much will you need to have saved to fund your lifestyle choices? How can you see whether you are on track to achieve your savings goals? How much can you expect to receive from social security and when? How much tax will you pay in retirement?