1. UnitedSavings&Loans

2. Who are USAL?
Founded in 2001
Branches and service points throughout Hampshire & Isle of Wight
Providing affordable loans, current accounts, Budgeting accounts and saving accounts for all our members.

3. How does USAL work? Not-for-profit organisation
No external shareholders
Any profits made are used to secure our future, improve our services, and returned to members in the form of dividends
People who join a credit union are called its members, and the credit union is run purely for their benefit.

4. How are we regulated Prudential Regulation Authority
Financial Conduct Authority
Covered by the FSCS up to £85,000

5. Credit Union Bank Account
jam jar Account
Prepaid Card
Current Account
Payments in
Credit Union Bank Account
Jam Jar Account
Rent
The Credit Unions Response to recent Welfare Reforms
Whilst we cant always give people money (No Money tree at the bottom of our Garden) we can help people budget effectively.
Lots of coverage for this kind of account in the papers
We are working with a number of local authorities and social landlords to help some of their tenants where support is really needed.
Other Bills
£5.00 Monthly fee full account
£2.00 monthly Fee (Rent Only Account)

6. # Borrow up to £300 (subject to status)
    # Repayable over a maximum of 3 months
    # same day payment available*
    # 26.8% apr on reducing balance

7. Any Questions?