1. Money Mates Have a go at pairing the financial term with its related card! Variable A rate of interest that moves up and down =

2. APRUseful for Comparing loansAER Lets me know the return on my money saved Capital PPI In the event I get sick, this will help me keep up to date with monthly payments, such as a mortgage The overall amount of money saved or invested ISA

3. Can pay a higher interest rate than a normal savings account Bank account Will help me manage my everyday money Credit Unions available from some large high-street chains or groups. You must be at least 18 to apply, and is similar to a credit card. Provide savings and loans products for their members. Membership depends on having a common bond Store Card Pension Helps you save for retirement

4. Loan shark Unlicensed to lend money, and often lend at very high rates Mortgage Loan secured against your home. Credit history ATMCash machine A record of how you have managed your borrowings in the past. Used by lenders to decide when to lend to you and how much Fixed

5. A rate of interest that stays the same

6. It is a criminal offence for anyone to lend money without having a licence to do so! Illegal money lenders are often referred to as loan sharks because of the rough tactics they use to get money from you.

8. Pawnbrokers are a source of short-term loans, typically used to ease temporary cash flow problems. There are no credit checks because pawnbrokers only provide secured loans. You hand over to the pawnbroker an item against which the loan will be secured. The pawnbroker values the item and determines the maximum loan you can have. Monthly interest is also added to the loan.

10. Credit unions are owned and run by their members, for their members. Some credit unions may lend to you as soon as you become a member. Others will lend to you after you have shown them you are able to save regularly

12. The amount borrowed from the bank when you have spent more money than you have in your current account.

14. A payday lender provides payday loans - small, short-term loans that are intended to cover a borrower's expenses until his or her next payday.

15. The Money Shop is currently offering a special offer to pay £9.99 for £100 loan. This is equal to 260.2% APR

16. A type of credit card, but one which lets you buy things only in a narrow range of shops.