1. REALTY INVESTMENTS TREASURY RATES SFB CONTACTS CORRESPONDENT CONTACTS REALTY INVESTMENTS WEB PAGE DESIGN LOAN PRODUCTION REAL ESTATE Displays key contact personnel in SFB Real Estate. LOAN PRODUCTION Displays key contact personnel in SFB Loan Production. LOAN ADMINISTRATION Displays key contact personnel in SFB Loan Administration. LOAN PROGRAMS & RATES This page will display the types of loan programs presently offered by Southern Farm and the approximate loan rates associated with each. LENDING REGIONS This page will display the regions and states covered by the loan analysts. RECENT TRANSACTIONS This page will have a brief description of some recent loan transactions. This will give the viewer an overview of the types of loans Southern Farm is closing. FORMS Consent Letter Environmental Questionnaire Financial Affairs Questionnaire Tax Information Sheet Tenant Acceptance Letter Subordination Agreement Loan Request Summary Mortgage Loan Analysis (5) Operating History (3) PRODUCTION CONTACTS This page will display personnel photos and SFB contact information. This section will be helpful in directing people to the correct contact person in Loan Production. SECURITY LEVEL PROCEDURES This section will illustrate the various procedures that are required by SFB, such as: Engineer Guidelines Environmental Audit Standards Insurance Requirements Survey Instructions In this page, one will be able to look up correspondent contacts for a State by either clicking on a State in the map or choosing from a list.

2. SFB REALTY HOME PAGE SFB LIFE INS HOME PAGE REAL ESTATE FORMS Property Managers LLC Forms Workbook Property Budget Format Real Estate LLC Operating Statement Form REAL ESTATE CONTACTS This page will display personnel photos and SFB contact information. This section will be helpful in directing people to the correct contact person in Real Estate. PROCEDURE MANUAL Instructions for LLC Real Estate Form LLC Property Managers Expenditure & Commission Procedures LLC Operating Statement Form Procedures LOAN ADMINISTRATION FORMS Real Estate Tax Confirmation Form Property Inspection Form Operating Statement Form w/Attachments Assumption Application and Financial Affairs Questionnaire Replacement Reserve Disbursement Form Non-Disturbance and Attornment Agreement Insurance Renewal Form Checklist Insurance Loss Claim Forms ADMINISTRATION CONTACTS This page will display personnel photos and SFB contact information. This section will be helpful in directing people to the correct contact person in Loan Administration. CORRESPONDENT SERVICING MANUAL Contains: Insurance Requirements & Procedures Real Estate Tax Procedure UCC Continuation and Termination Procedures Operating Statement Form Procedures Property Inspection Report Requirements and Procedures Loan Pay Off Procedures Insurance Loss Claim Procedures Assumption Procedure Replacement Reserve Disbursement Procedures SECURITY LEVEL This button takes the user to the Realty Investments main page. This button takes the user to the Life Company main page.