2. Accounting: Michael Williams William Tuffley SMSF, Financial & Protection: Toby Winten Financial & Investment: Don Chandler Angus McMaster Legal: Clinton Mohr Scott Keddy

3. Shaquille O’Neal spent his first million dollars within 30 minutes of joining the NBA.

4. “It is not about how much money you make. The question is are you educated enough to KEEP it.” After a call from his Financial & Legal Advisers Shaquille O’Neal realised the importance of advice and education. He is now the joint owner of: 155 Five Guys Burgers restaurants 17 Auntie Annie’s Pretzels restaurants 150 car washes 40 24-hour fitness centres a shopping centre a movie theatre several Las Vegas nightclubs In addition, he still earns US$22million a year from his endorsement deals and as studio analyst for TNT.

5. STAYING AHEAD OF THE GAME A study in the U.S. found that the average professional athlete will make more in one season than the average person would earn in their entire lives. However, despite this, 78% of NFL players, 60% of NBA players and a very large percentage of MLB players (4x that of the average U.S. citizen) file bankruptcy within five years of retirement. (Wyatt Investment Research (25/03/2013). Five Reasons Professional Athletes Go Broke, http://www.wyattresearch.com). This is mainly due to the following: Overspending Career duration Lack of finance knowledge Poor investment decisions Choosing the wrong people to provide them with financial advice

6. GETTING STARTED EARLY!

8. https://www.moneysmart.gov.au/tools-and-resources/calculators-and-apps/compound-interest-calculator

9. OUR PURPOSE ATG Sports Wealth Advisors has been established to provide: services and advice for professional sports men and women, at the beginning, during and beyond their sporting careers. Our aim is to: Focus on moving away from the traditional ‘Sports Management Firm’; Focus on your accounting, financial and legal matters while you focus on your sporting career; Prevent costly mistakes Guide you in your financial decisions not make them for you; Help at any stage of your sporting career all the way through to working life and beyond.

10. HOW WE LINK TOGETHER Professional, qualified, registered and interested Objective, independent advice Choice of the advice you require – ATG team and/or individual adviser(s) Cost is fee for service, not commission based Checks and balances with four advisers, across four specialty areas, so your wealth creation systems align

11. CASE STUDY Initial contract $100,000 per year for 3 years IP deal with Nike & Powerade $100,000 a year Deposit on house & investment in share portfolio Move home for final contract $200,000 per year for 2 years Deposit on overseas house & start renting rent out local house Contract renegotiation $250,000 per year for 2 years Overseas IP deal with HSBC $200,000 per year Overseas contract $500,000 per year for 3 years Move back into house, sell overseas house and deposit on holiday house Career beginning Retirement Set up SMSF Get MarriedPurchase and set-up local business (i.e. coffee shop)

12. CASE STUDY – THE RESULT! With no tax planning and investment over a 10 year career: Year Contract IncomeIP IncomeTaxLivingNet 1 100,000 -- 26,447- 36,777 36,777 2 100,000 - 66,547- 66,727 66,727 3 100,000 - 66,547- 66,727 66,727 4 250,000 100,000- 136,297- 106,852 106,852 5 250,000 100,000- 136,297- 106,852 106,852 6 500,000 100,000- 252,547- 173,727 173,727 7 500,000 300,000- 345,547- 227,227 227,227 8 500,000 300,000- 345,547- 227,227 227,227 9 200,000 300,000- 206,047- 146,977 146,977 10 200,000 300,000- 206,047- 146,977 146,977 11 - - -- 146,977 Total 2,700,000 1,700,000- 1,787,870- 1,453,042 1,159,089 4,400,000

13. CASE STUDY – THE RESULT! With gearing investment and tax planning over a 10 year career: Year Contract IncomeIP Income Investment Income Investment Growth Deductible Loan Interest Contract TaxOther TaxLiving Investment Instalments Investment BalanceNet 1 100,000 - 1,400 2,450- 1,075- 26,447- 98- 36,777- 35,00037,775 42,229 2 100,000 5,876 10,284- 4,510- 26,447- 30,410- 66,727- 72,000 121,425 137,492 3 100,000 12,459 21,803- 9,562- 26,447- 30,869- 66,727- 72,000 218,125 246,782 4 250,000 100,000 21,883 38,296- 16,795- 89,797- 31,526- 106,852- 120,000 381,509 426,718 5 250,000 100,000 34,547 60,457- 26,515- 89,797- 32,410- 106,852- 120,000 569,998 639,429 6 500,000 100,000 51,624 90,341- 39,621- 206,047- 33,601- 173,727- 186,000 858,342 961,312 7 500,000 300,000 77,331 135,329- 59,351- 206,047- 95,394- 227,227- 276,000 1,287,651 1,436,293 8 500,000 300,000 110,237 192,915- 84,607- 206,047- 97,689- 227,227- 276,000 1,782,196 1,993,779 9 200,000 300,000 144,390 252,683- 110,820- 66,547- 100,071- 146,977- 192,000 2,260,449 2,541,108 10200,000 300,000 179,965 314,939- 138,123- 66,547- 102,553- 146,977- 192,000 2,809,230 3,157,935 11-- 200,243 350,424- 153,686-- 13,967- 146,977- 3,206,211 3,442,248 Total 2,700,000 1,700,000 839,955 1,469,921- 644,665- 1,010,170- 568,587- 1,453,042- 1,541,000 3,442,248 6,065,211- 1,578,757

15. WHAT WE CAN DO FOR YOU Legal Contract negotiations having regard to each stage of your sporting career Establishing the right legal structure for optimal taxation outcome and business succession Asset protection & risk management Utilisation of your brand & IP Third party contract arrangements including sponsorships & endorsements Dispute resolution & mediation Wills & estate planning

16. WHAT WE CAN DO FOR YOU Accounting Review of current structure(s) & income streams Set-up & implement new structure(s) including SMSF Channel intellectual property (IP) early Cash flow budgeting & management to create disposal surplus to invest Incorporate & advise on international tax issues Prepare financial statements & income tax returns

17. WHAT WE CAN DO FOR YOU Financial & Investment Customised wealth management & portfolio management Local & international equities, fixed income and managed funds Plan your future with SMSF, gearing strategies & other solutions Local & global research & market insights Consolidated tax statement & quarterly performance reporting

18. WHAT WE CAN DO FOR YOU SMSF, Financial & Protection Tailored financial advice Investment & lending solutions Beneficial tax minimisation including gearing & SMSF Strategies to identify potential issues & gaps in income Protection of income, assets & estate Passive income strategies during injury & post career