1. S.M.A.R.TS.M.A.R.T Specific- to the point Measurable- able to check your progress towards reaching your goal. Set dates- Action Oriented- steps you are going to take to reach your goal is stated within your written goal Realistic- you have the ability/skill to achieve your goal Timely- the date you want to achieve your goal(s) are realistic

2. General “goal”: To save money to spend on vacation SMART goal: Starting December 1 st, I will put away $10.00 a week from my allowance until I have a total of $150.00 to spend on our family vacation on February 13, 2015.

3. General goal: “I want to quit smoking” Smart goal: Starting November 20 th (The Great American Smokeout”. I will cut down the number of cigarettes by 2 for each week until I am smoke free by January 1, 2015.

4. General Goal: I wan to buy a truck SMART goal: I will save $7,000 for a down payment by saving 20% of the money I get as gifts for holidays, birthdays and from my paycheck. So that I can buy a new car by 17 th birthday on September 1, 2018.