1. BIMA BACHAT PLAN TABLE NO. 816

2. BASIC CONDITIONS Minimum Age at Entry15 Years (Complete) Maximum Age at Entry for 9yrs Term 66 Years Maximum Age at Entry for 12yrs Term63 Years Maximum Age at Entry for 15yrs Term60 Years Minimum Sum Assured for 9Yrs Term35,000 Minimum Sum Assured for 12Yrs Term50,000 Minimum Sum Assured for 15Yrs Term70,000 Maximum Age at Maturity75 Years Maximum Sum AssuredNo Limit (in multiples of 5000) ModeSingle Premium Change from Table No. 175: Minimum SA was 20,000

3. BENEFIT SURVIVAL BENEFIT SURVIVAL BENEFIT MATURITY BENEFIT MATURITY BENEFIT Single Premium Paid along with loyalty addition less Taxes and extra premiums,if any TERM3 rd Year6 th Year9 th Year12 th Year15 th Year 915% BSA Maturity 1215% BSA Maturity 1515% BSA Maturity NO Change from Table No. 175

4. BENEFIT DEATH BENEFIT DEATH BENEFIT  First Five Years: Sum Assured Shall be Payable  After Completing 5 Years: Sum Assured and Loyalty Additions if Any Shall be Payable Change from Table No. 175: LA is Payable after 5 Years

5. REBATE Policy TermSUM ASSURED Band% Of Tabular Premium 9 Years of Term Less then 75,000Nil 75,000 to 1,50,0006% 1,50,000 & Above8% Policy TermSUM ASSURED Band% Of Tabular Premium 12 Years of Term Less then 1,00,000Nil 1,00,000 to 2,00,0004% 2,00,000 & Above6% Policy TermSUM ASSURED Band% Of Tabular Premium 15 Years of Term Less then 1,50,000Nil 15,00,000 to 3,00,0003% 3,00,000 & Above5% Change from Table No. 175: High SA is based on Term and SA Rebate

6. LOAN OPTION Available after Completion of 1 Policy Year Loan can be granted up to 60% of Surrender Value Change from Table No. 175: After First Premium Paid Change from Table No. 175: Up to 90% of Surrender Value

7. SURRENDER OPTION Available at any time during the policy term subject to realization of the premium cheque No Loyalty Addition Shall be payable Higher of Guaranteed Surrender Value or Special Value shall be payable Change from Table No. 175: After Completing 1 Year

8. GSV FACTORS 1st Year 70% & Thereafter 90% of Single Premium excluding taxes and extra premium, if any excluding all Survival Benefits paid earlier, taxes and extra premium, if any SPECIAL SURRENDER VALUE (SSV): SPECIAL SURRENDER VALUE (SSV): Discounted value of Single Premium paid excluding taxes and extra premium, if any

9. OTHER SERVICE TAX SERVICE TAX  Taxes, if any, shall be applicable at the prevailing rates and borne by the POLICYHOLDER as per rules There are No additional changes are done in Back Dating, Paid- up Value, Nomination and Assignment

10. THANK YOU