1. Annual Enrollment RETIREES

2. 2016 Annual Enrollment October 12 – October 23 If you don’t want to make any changes, No action is required. This is a Passive Enrollment for Retirees No Changes to Plan Designs

3. Changes for 2016 Medical Insurance Rates are changing –Increases or decreases vary based on plan selected and enrollment tier Dental Insurance Rates increased by 4%

4. Rates - Pre Medicare Aetna HDHP – Aetna Silver HSA Plan 20152016 Retiree Only$161.85$177.86 Family$198.96$218.64 Kaiser – HMO – Kaiser HMO Silver Retiree Only$137.79$151.42 Family$251.11$275.94

5. Rates - Pre Medicare Aetna Traditional - PreMedicare 20152016 Retiree Only$346.00$380.22 Family$773.00$849.45 Aetna HDHP – Aetna Gold HSA Plan Retiree Only$263.38$289.42 Family$427.39$469.65 Kaiser – HMO – Kaiser HMO Gold Retiree Only$235.75$259.06 Family$471.52$518.15

6. Rates – Blended Family Humana/BCBS- Humana/Aetna 20152016 Retiree Family$563.00$618.68 Kaiser Silver/Kaiser Senior Advantage Retiree Family$222.55$244.56 Kaiser Gold/Kaiser Senior Advantage Retiree Family$345.00$379.12 *Blended plans require at least one member is Medicare eligible

7. Rates – Medicare Eligible Humana Medicare Advantage 20152016 Retiree Only$140.76 Retiree Family$310.00 Kaiser Senior Advantage Retiree Only$44.00$46.02 Retiree Family$274.00$287.70

8. Dental Insurance Provided by Cigna Same plans and benefits as 2015 Rates increased by 4%

9. Dental Rates Dental HMO2015 Rates2016 RatesIncrease Retiree Only$14.48$15.06$0.58 Retiree/Spouse$28.95$30.11$1.16 Retiree/Child(ren)$36.19$37.64$1.45 Retiree Family$43.43$45.17$1.75 Dental Mid Option PPO2015 Rates2016 RatesIncrease Retiree Only$34.15$35.53$1.38 Retiree/Spouse$68.24$70.99$2.75 Retiree/Child(ren)$85.31$88.75$3.44 Retiree Family$102.27$106.40$3.63

10. Dental Rates Dental High Option PPO2015 Rates2016 RatesIncrease Retiree Only$53.01$55.15$2.14 Retiree/Spouse$106.01$110.29$4.28 Retiree/Child(ren)$132.51$137.86$5.35 Retiree Family$158.71$165.13$6.42

11. Vision Insurance Provided by VSP Same plans and benefits as 2015 Rates are not changing

12. Vision Rates TierBasic VisionPremium Vision Retiree$5.33$11.22 Retiree/Spouses$10.88$22.93 Retiree/Child(ren)$11.23$23.68 Retiree Family$17.96$37.86

13. Enrollment Assistance Do you need help? –Call 866.701.7439 to ask questions –Enrollment Counselors will be available to assist you with enrollment (check the schedule) –Come by the Benefits Office (2 nd floor of GJAC) for assistance with enrollment

14. Enrollment Counselor Schedule DateLocationTimeRoom 10/14/2015GJAC8:30 am – 4:30 pmConf Room A, 2 nd Floor 10/16/2015GJAC8:30 am – 4:30 pmConf Room C, 2 nd Floor 10/19/2015Wellness Center, 750 S Perry Street 8:30 am – 4:30 pmWellness Center Multipurpose Room 10/20/2015Wellness Center, 750 S Perry Street 8:30 am – 4:30 pmWellness Center Multipurpose Room 10/21/2015GJAC8:30 am – 4:30 pmConf Room C, 2 nd Floor 10/22/2015Wellness Center, 750 S Perry Street 8:30 am – 4:30 pmWellness Center Multipurpose Room 10/23/2015Wellness Center, 750 S Perry Street 8:30 am – 4:30 pmWellness Center Multipurpose Room

15. Reminders If you or any covered member becomes Medicare eligible during the year, you must contact Human Resources / Benefits and that member must enroll in Medicare Part A and B. Failure to enroll could result in additional costs and loss of coverage.

16. Reminders Only those dependents who were eligible for coverage at your retirement can be covered under Gwinnett County Retiree Health Plans. No changes – no action required. –Your coverages will roll over. –You can print a Confirmation Statement to verify your plans without making any changes.