1. Investing  

2. If you invest $1,000 each year

3. What are some ways to invest?      

4. Rule of 72’s 

5. Contributions made only between 22 & 30 (9 years)  $2,000 contributed each year  Total Investment of $18,000  At 9% by the age of 65  You will have $579,471

6. Contributions made only between 31 & 65 (35 years)  $2,000 contributed each year  Total investment $70,000  At 9%, by the age of 65  You will have $470,249

7. Individual Retirement Plans          

8. Mutual Funds   

9. Option One: Fixed Return

10. Option two: Diversified Portfolio

11. Dollar Cost Averaging  Diversification  Investing Choices

12. Now What?  How does diversification help limit risk?  How does age and financial situation affect how you make investment decisions?

13. The Stock Market

14. Stock

15. Market Value

16. Stock Exchanges        

17. Dow Jones

18. Liquidity   Cash  Stocks  Houses/Cars/Jewelry

19. Dividends $ $ $ $

20. How are earnings made? $ $ $

21. Advantages of Stock Investments $ $ $ $

22. Disadvantages $ $ $ $

23. Stocks $ $Preferred $Common $Blue Chip $Growth

24. Homework: Bring in a current issue of the newspaper.

25. Stock Line

26. Bonds 

27. How Bonds work        

28. Corporate Bonds      

29. Municipal Bonds    

30. Federal Bonds      