1. New Teacher Orientation Benefits and Payroll August 17, 2015

2. Contact Information  Teresa Craft – Benefits and Return to Work Coordinator tcraft@seaford.k12.de.us 629-4587 Ext 1745  Karen Maske – Human Resources (Certification, Course Reimbursement) kmaske@seaford.k12.de.us 629-4587 Ext 1735  Angela Mitchell – Teacher Payroll angela.mitchell@seaford.k12.de.us 629-4587 Ext 1435  Amy Steele – Cafeteria, Custodian, Administrative Payroll amy.steele@seaford.k12.de.us 629-4587 Ext 1445  Michele Widen – Paraeducator Payroll Michele.widen@seaford.k12.de.us 629-4587 Ext 1445

3. Benefits (First of the month following the date of hire)  6 Health Plans  Highmark Delaware (Blue Cross Blue Shield)  Aetna  2 Dental Plans  Delta Dental  Dominion Dental  Vision Plan  EyeMed

4. Benefit Selection  Overview of Plans http://ben.omb.delaware.gov/  Schedule an appointment with Teresa, Angela or Amy to make benefit selections.  New Seaford School District employees transferring from other Delaware State Agencies, not wanting to make changes, can send an email to Teresa Craft stating that they want their benefits to remain the same.

5. New Rates Effective September 1, 2015 Total Monthly Rate State Pays Employee/ Pensioner Contributions Highmark Delaware First State Basic Plan Employee$645.74$619.88$25.86 Employee & Spouse$1,336.02$1,282.60$53.42 Employee & Child(ren)$981.60$942.34$39.26 Family$1,670.08$1,603.30$66.78 Aetna CDH Gold Employee$668.32$634.92$33.40 Employee & Spouse$1,385.74$1,316.48$69.26 Employee & Child(ren)$1,021.10$970.06$51.04 Family$1,760.46$1,672.44$88.02 Highmark Delaware CDH Gold Employee$668.32$634.92$33.40 Employee & Spouse$1,385.74$1,316.48$69.26 Employee & Child(ren)$1,021.10$970.06$51.04 Family$1,760.46$1,672.44$88.02 Aetna HMO Employee$674.14$630.34$43.80 Employee & Spouse$1,421.36$1,328.96$92.40 Employee & Child(ren)$1,031.28$964.24$67.04 Family$1,773.54$1,658.28$115.26 Highmark Delaware HMO/IPA Employee$674.68$630.86$43.82 Employee & Spouse$1,425.86$1,333.18$92.68 Employee & Child(ren)$1,032.32$965.22$67.10 Family$1,778.98$1,663.34$115.64 Highmark Delaware Comprehensive PPO Plan Employee$737.22$639.54$97.68 Employee & Spouse$1,529.78$1,327.10$202.68 Employee & Child(ren)$1,136.16$985.64$150.52 Family$1,912.44$1,659.06$253.38 Dominion Dental HMO Employee Employee & Spouse Employee & Child(ren) Family $24.74 $46.00 $49.58 $67.32 $0.00 $24.74 $46.00 $49.58 $67.32 Delta Dental PPO plus Premier Employee Employee & Spouse Employee & Child(ren) Family $35.34 $72.14 $70.82 $118.18 $0.00 $35.34 $72.14 $70.82 $118.18 EyeMed Vision Plan Employee Employee & Spouse Employee & Child(ren) Family $6.30 $9.94 $10.14 $16.36 $0.00 $6.30 $9.94 $10.14 $16.36

6. HEALTH RATES  Amounts on rate sheet are shown as monthly rates. o Determine cost per pay by dividing by 2. Deductions will be over 24 pays.  Regular employees begin earning State Share contributions on the first of the month following three full months of employment. o Seaford School District will contribute $619.88 monthly toward any chosen health plan to help offset the cost during that period. o When employee earns State Share contributions, the employee may make a change to their health plan.

7. Important Benefit Reminders Changes to Coverage  Open Enrollment – May with July 1 st effective date  Qualifying Event - birth of a child, divorce, death of a spouse, change in spouse’s coverage, etc. MUST contact us within 30 calendar days of the qualifying event.

8. Important Benefit Reminders Spouse eligibility for medical coverage http://ben.omb.delaware.gov/documents/cob/index.shtml Example: If contributions by the spouse’s employer are less than 50% of the premium for the lowest benefit plan available through the spouse's employer, it is not necessary for the spouse to enroll in his or her own employer's plan. If covering a spouse under your medical plan, a Spousal Coordination of Benefits must be completed online or there will be a reduction in benefits.

9. Benefit Documentation Enrolling a Spouse  Marriage license  Spouse’s social security number Enrolling dependents  Birth Certificate  Social Security Card

10. Other Benefit Programs  Group Life Insurance – Minnesota Life  Flexible Spending Account – ASI Flex  Allow you to set aside pre-tax dollars for health care expenses and dependent care.  Supplemental Benefits through Aflac  Disability Insurance Program  Blood Bank Membership

11. Benefit - Employee Leave  10 Month Employees receive 10 Days of Sick Leave each year, 3 of which can be used as Personal Days.  If transferring from another district, any verified leave time will be added to allotted 10 days.  If an employee is out for more than 3 days, medical documentation is needed.  Any employee who needs to be out more than 5 days, must contact Teresa Craft, Benefits Coordinator.  Leave of Absence, Short Term Disability, FMLA – must be coordinated through Teresa Craft.  Any unused Sick Leave days will rollover into the next school year.

12. Aesop – Leave Reporting  Kelly Services Aesop – Employee Leave Tracking and Substitute Fulfillment System  Available 24/7 via Internet, Phone and Mobile Devices  https://Kelly.aesoponline.com/login.asp, 1-800-942-3767 – must be done one (1) hour before start time  KAST Service Center – 1-866-535-5998 – must be called to submit absence when cannot enter online or via regular phone system  Absences – must be communicated to building administrator in advance  Absences – School Business, Illness, Personal, etc. – All must be recorded in Aesop  School Business – Blue Forms must still be completed for funding/approval and the absence loaded in Aesop/Form submitted five school days in advance  Must include Note to Administrator - CIF, Religious Holiday, School Business, DIF, Funeral Relative, and Pay Dock

13. DELAWARE ASSISTANCE PROGRAM Human Management Services (HMS) provides assistance to members in balancing life's challenges in the following areas.  Marital Relationships  Family/Parenting Issues  Stress Management  Grief and Loss  Eldercare/Childcare  Legal/Financial  Alcohol and Drug Abuse  Balance Work and Family www.hmsincorp.com 1-800-343-2186

14. Health & Well-Being Nurse24 ℠ - you can reach Alere® toll free at (1-866-674-9103) for program questions, comments, concerns and Nurse 24 ℠. Nurse24 ℠ provides you direct access to a registered nurse to answer health-related questions 24 hours a day, 7 days a week, 365 days a year. Nurse24 ℠ also provides you with a convenient way to get information on routine illness and minor injury and to help you make wise choices in how to use your healthcare dollars to get the most appropriate care for your health situation. Your calls are completely confidential!

15. PENSION What do I contribute to my pension?  As an employee of the State of Delaware, you contribute a certain percentage of each paycheck to the State's pension fund. Employees hired prior to January 1, 2012 contribute 3% of that portion of their monthly compensation which exceeds $6,000 per year. Employees hired after December 31, 2011 contribute 5% of that portion of their monthly compensation which exceeds $6,000 per year. Effective January 1, 1993, employee contributions to pension are pre-tax.

16. PENSION What does my employer contribute to my pension?  The State and employer pay the balance of the required pension contribution, each proportionate to its share of your salary. The State and employer contribute 20.66% of its covered payroll into the Pension Trust Fund as of July 1, 2013.

17. PENSION Can I use accrued sick leave toward my pension?  Yes, one (1) month of credited service can be purchased for each twenty-one (21) days of accrued sick leave beyond ninety (90) days or the balance for which the employee received payment for up to twelve (12) months.

18. SAVING FOR RETIREMENT  403(b) TSA Plan  457(b) Plan http://treasurer.delaware.gov/deferred_compensation/

19. PAYROLL When will I receive my first pay check?  Balanced Calendar - September 4, 2015  Regular Calendar - September 18, 2015

20. Payroll  How often will I be paid? Employees are paid biweekly, every other Friday, 26 times a year (unless a 10 month employee selects 22 pays). Health, Dental and Vision Benefits are deducted in only 24 pays (twice per month).  How will I receive my paycheck? State of Delaware requires direct deposit. Your first paycheck will be a paper “live” check. If you should decide to change banks a new Direct Deposit Authorization form will need to completed and given to the business office.

21. EMPLOYEE SELF SERVICE  View pay and benefit information  Make benefit changes during Open Enrollment  Update personal information such as address, telephone number, email address and emergency contact information www.employeeselfservice.omb.Delaware.gov

22. Employee Resources  Seaford School District Website  www.seafordbluejays.org www.seafordbluejays.org  Staff  Staff Resources  Links – Deeds, IMS, Delaware DOE,  Aesop  Benefits  Contracts  Certification  Course Reimbursement

23. Questions Welcome! We are here to provide assistance. Please feel free to contact us. Have a great school year!