1. Client Services Portfolio

2. * Searching for advertised properties? * Looking for properties with “ For Sale ” signs? * Talking to several agents? What are you doing now to find the property you want?

3. * Many properties for sale are never advertised. * Many properties on the market do not display “ For Sale ” signs. * Talking to many agents may not increase and may actually decrease your chances of finding the right property. *The most attractively-priced homes sell very quickly and are rarely advertised or published in the Multiple Listing Service prior to sale. Did you know?

4. Would you like to know the best way to find the right property? The best way is to create a working relationship with one agent. I can offer you many services that will save time and money in finding the right property.

5. I can provide access to properties on the market which include: * My Company ’ s inventory. * Cooperating broker ’ s inventory. * Properties in Multiple Listing Services (MLS) * Unadvertised properties. * Properties without “ For Sale ” signs. *Continuous monitoring of the Toledo Board of Realtors ’ computer system for the most attractive properties I will help direct you to properties that fit your needs.

6. I will provide you with accurate property information, including: * Comparable property values. * Taxes. * Utilities. * Zoning. * Restrictions. * Association fees. * Public transportation. * Location of schools, churches, shopping centers, and recreational facilities.

7. How much? There is no charge to you for my services, if you buy a listed property. If the property is unlisted, I will negotiate with seller for my fees in your behalf. X

8. I will let you know what lenders will require prior to purchase and assist you in obtaining financing for the property you select. *Reduce your interest rate. *Reduce your out-of-pocket expenses. *Lower your monthly payment. *Enable to buy more house for the same monthly investment. This assistance will result in a form of financing that will suit your needs and could help you:

9. I will assist you with any insurance needs such as: *Homeowner ’ s insurance. * Fire insurance. * Liability insurance. * Mortgage insurance.

10. I will answer your questions concerning … * The purchase agreement and other forms. * Loan applications and processing. * Settlement documents and procedures. *The advantages of mortgage pre-qualification and other ancillary services. *Coordinate your processing and closing time to meet your needs as a purchaser.

11. Upon selection of a property, I will … *Assist you or your attorney in writing your offer for purchase. * Act as a liaison between you and the seller. *Monitor your transaction through closing.

12. I can provide you with all the service you ’ ll need to find the property you need and want. FREE OF CHARGE Can we agree to work together?