1. Final placements 2010 December 29, 2009

2. Works with business teamsusing tools like Agency Alternate Distribution Sales support HR Customer service & operations U/W & claims Business planning Actuarial Team Role of BIU Data based decision making to enable Lead indicators Predictive models Hypothesis testing Decision frameworks Single view – customer / advisor International studies Rating algorithms Experience analysis

3. Through … Business planning Frontline sales profiling Lifecycle management of UM/FSC/Advisor BIU verticals Help manage top-line growth and channel productivity Objectives Experience analysis Rating algorithms Clinical studies Fraud modeling Influence UW and claims policy to improve profitability Control fraud and over- utilization Persistency analysis Upsell campaigns Identify drivers / lead measures for CSAT Improve customer engagement metrics like CSAT, persistency and upsell Channel Analytics Risk Analytics Customer Analytics

4. Role of Business Excellence Help each team design a process for delivering an output critical to the customer of that process Put a measurement mechanism in place to track metrics which govern the success of the process from the customer’s point of view Manage systems and process documents which help the teams to deliver the designed processes

5. Business Excellence verticals Business Process, Systems, Knowledge Repository Service Process and Projects, Issuance Projects Distribution Operations, Corporate Functions Projects, Group Operation Process Sales Projects

6. Annual Guaranteed Pay : Rs. 7,30,000 Compensation offered Benefits Group Term Insurance = Rs 15,00,000 Mediclaim ( Self and Family) = 3,50,000 Mobile Phone Reimbursements as per policy

7. Statutory benefits These are benefits governed by Acts of Law: Provident Fund Contribution by the employee and the company, a compulsory saving Voluntary provident fund Additional contribution an employee can make to the above fund Gratuity Is a benefit provided to those who have completed five years of continuous service at retirement/resignation

8. Other allowances Company lease car: Rs. 6,00,000 Company leased accommodation Deposit limit for Mumbai = Rs. 8,00,000 Deduction = Rental + 10% Interest on Deposit per annum Superannuation Voluntary contribution made by the employee as a saving Limit is Rs. 1,00,000 per annum

9. Other benefits Leave Policy Privilege Leave Sick Leave Maternity Leave Paternity Leave Adoption Leave Mediclaim All staff members are eligible Amount of coverage based on employee grade

10. Thank You