1. www.WorkWithoutLimits.org Employment for Youth in Transition

2. www.WorkWithoutLimits.org REMINDER! 2

3. www.WorkWithoutLimits.org Going to Work II Goals … Review … The Different Disability Benefit Programs. What Work Incentives Are. Learn … Which Work Incentives Are Available Under Each Program. What They Are & Start Thinking About How You Can Use Them Along Your Path To Success! 3

4. www.WorkWithoutLimits.org Let’s Get Started! 4

5. www.WorkWithoutLimits.org What Are The Main Differences? SSI - Based On Disability + Financial Need - Work History Isn’t Required - Healthcare = Medicaid MassHealth Immediately SSDI - Based On Disability Only - Work History Is Required - Healthcare = Medicare After 2 Years of Getting SSDI Supplemental Security IncomeSocial Security Disability Insurance

6. www.WorkWithoutLimits.org Work Incentives Recap… 6

7. www.WorkWithoutLimits.org Here Are Some Basic Work Incentives… SSI - Student Earned Income Exclusion - Blind Work Expenses SSI & SSDI -Impairment Related Work Expenses -Expedited Reinstatement -Plan to Achieve Self Support SSDI - Trial Work Period - Extended Period of Eligibitly

8. www.WorkWithoutLimits.org 8 Supplemental Security Income (SSI) WORK INCENTIVES

9. www.WorkWithoutLimits.org Work Incentives… 9 SSI Reminder: Report Student Status & Earnings To Social Security Every Month! Reminder: Report Student Status & Earnings To Social Security Every Month!

10. www.WorkWithoutLimits.org Work Incentives… In Order For You To Use SEIE, You MUST Be: 21 or Younger, Regularly Attending School, & Working. 10 SSI

11. www.WorkWithoutLimits.org What’s ‘Attending School’?  Junior High School  High School  Home School  Technical School  Community College  University 11 SEIE It’s When You Attend One Of The Following For 8-12 Hours A Week :

12. www.WorkWithoutLimits.org Work Incentives… 12 SSI

13. www.WorkWithoutLimits.org Transportation Meals During Work State/Federal Taxes Dr./Rx Copayments Service Animals Adaptive Device s 13 What Kind of Expenses Are BWEs? BWE These Expenses Can Be Related or Unrelated To Your Medical Condition. Reminder: Keep receipts of BWEs & submit them when you report your monthly wages to Social Security! Reminder: Keep receipts of BWEs & submit them when you report your monthly wages to Social Security!

14. www.WorkWithoutLimits.org 14 Social Security Disability Insurance (SSDI) WORK INCENTIVES

15. www.WorkWithoutLimits.org Work Incentives… 15 SSDI REMINDER: Report to Social Security Once You Start Working! REMINDER: Report to Social Security Once You Start Working! This means that you could be making a million dollars & still get your SSDI check!

16. www.WorkWithoutLimits.org 16 How Does TWP Exactly Work? TWP NO TWP month is used if your monthly gross earnings are below that year’s TWP limit! By the way, the TWP limit usually increases every calendar year or stays the same. NO TWP month is used if your monthly gross earnings are below that year’s TWP limit! By the way, the TWP limit usually increases every calendar year or stays the same.

17. www.WorkWithoutLimits.org Let’s See Some TWP Examples! 17

18. www.WorkWithoutLimits.org 18 Months In A 5 Year Period TWP So What Does This Mean? Juan’s TWP will have ended by the end of May because he used a total of 9 Trial Work Period months within a 5 year period … So What Does This Mean? Juan’s TWP will have ended by the end of May because he used a total of 9 Trial Work Period months within a 5 year period …

19. www.WorkWithoutLimits.org 19 Months In A 5 Year Period TWP So What Does This Mean? Because Kate’s gross monthly earnings were over the TWP limit for both her summer jobs and continued to be over with her new job at the zoo, her 9 th and final TWP month was August of 2013. So What Does This Mean? Because Kate’s gross monthly earnings were over the TWP limit for both her summer jobs and continued to be over with her new job at the zoo, her 9 th and final TWP month was August of 2013.

20. www.WorkWithoutLimits.org Well What Happens After My Trial Work Period (TWP) Ends? 20

21. www.WorkWithoutLimits.org Work Incentives… 21 SSDI

22. www.WorkWithoutLimits.org Once Your Trial Work Period Ends & You’re In Your Extended Period Of Eligibility, Social Security Determines Every Month If Your… 22 How Does This Work? EPE Monthly Work Earnings Substantial Gainful Activity

23. www.WorkWithoutLimits.org 23 But What’s Substantial Gainful Activity (SGA)? EPE And For The Months That Your …

24. www.WorkWithoutLimits.org Take a look at Kate’s situation below. Will she be entitled to an SSDI check considering her raise and what she made in June of 2014? 24 Check Or No Check? EPE August 2013 September 2013 June 2014

25. www.WorkWithoutLimits.org *********************************************************************** 25

26. www.WorkWithoutLimits.org Will Kate be entitled to an SSDI check considering what happened to her in July of 2014? August 2013 September 2013 June 2014 July 2014 26 Check Or No Check? EPE

27. www.WorkWithoutLimits.org 27 Note: Kate has been consistently reporting all work activity to Social Security throughout the entire process!

28. www.WorkWithoutLimits.org **************************************************** NOTE: The previous example was strictly for teaching purposes on how the EPE generally works. To get specific information on your work situation, contact a Community Work Incentive Coordinator near you. This information is available at the end of the presentation. ******************************************************************** 28

29. www.WorkWithoutLimits.org Guess What SSDI Recipients? 29

30. www.WorkWithoutLimits.org That May Be Available To You & That Can Help You Lower The Amount Of Monthly Earnings You Make In Social Security’s Eyes. Let’s take a look at Kate again … 30 You Have Even More Work Incentives … SSDI Kate really made $1,100 in gross earnings for the month of June … Other Work Incentives Applied Because Social Security approved this work incentive, they only counted $1,050 as Kate’s earned income for June. But since she learned about these other work incentives, she realized she was possibly eligible for one so she informed Social Security …

31. www.WorkWithoutLimits.org 31 Impairment Related Work Expenses Medically-related expenses you pay for in order for you to work. E.G. Copayments, special equipment, etc. Special Conditions / Subsidy Extra supports at work that you receive, but don’t pay for. E.G. job coach, longer breaks, etc. Income Averaging Used only if your work earnings fluctuate greatly and often E.G. varied hours, seasonal work, etc. Unsuccessful Work Attempt Only occurs if you can’t work more than 6 months straight. That May Be Applied During Monthly Substantial Gainful Activity Decisions

32. www.WorkWithoutLimits.org Because Kate notified Social Security that she had a job coach in June, they only counted $1,050 of her June earnings instead of the full $1,100 that she actually made. Because of this, her June earnings in Social Security’s eyes fell below SGA ($1,070 in 2014), which made her entitled to both of her … 32 More Work Incentives… SSDI SSDI Check $$ Work Check $$

33. www.WorkWithoutLimits.org 33 WORK INCENTIVES for both SSDI & SSI Recipients

34. www.WorkWithoutLimits.org 34 Work Incentives… SSI & SSDI SSI & SSDI

35. www.WorkWithoutLimits.org 35 Work Incentives… SSI & SSDI

36. www.WorkWithoutLimits.org 36 Work Incentives… SSI & SSDI NOTE: The application is long, but it’ worth it. Plus, you can get guidance from a Community Work Incentive Coordinator or from other free resources! NOTE: The application is long, but it’ worth it. Plus, you can get guidance from a Community Work Incentive Coordinator or from other free resources!

37. www.WorkWithoutLimits.org Work Incentives… 37 SSI & SSDI

38. www.WorkWithoutLimits.org So Before Applying For A Pass … 38

39. www.WorkWithoutLimits.org 39 Work Incentives… SSI & SSDI SO DON’T WORRY! GIVE YOURSELF & WORK A CHANCE!

40. www.WorkWithoutLimits.org As You Can See … 40

41. www.WorkWithoutLimits.org And If You Need Help … 41 Project IMPACT 1-877-YES-WORK (937-9675) 1-617-204-3854

42. www.WorkWithoutLimits.org 42