SSI & SSDI Work Incentives Impairment Related Work Expenses – Consumer pays out of pocket NOT DARS – MUST be related to disability – IRWE is approved by SSA and must show receipts EXAMPLES – Cell phone IF you use texting at work – Batteries for hearing aids – Hearing aid accessories – Internet on Ipad for VP
SSI Work Incentives Student Earned Income Exclusion – Under the age of 22 “student” HS OR College – Can work without SSI deductions – Work and earn $1750 month OR $7,060 year – SSI check should stay the SAME – NO Deductions to check!
THERE ARE MORE WORK INCENTIVES BUT THESE APPLY THE MOST TO DEAF/HH CONSUMERS
MEDICAID If NO SSI, you may qualify for Medicaid 1619(b)- FREE! Work earnings$1 SSIMedicaid
Medicaid 1619(b)- FREE! State of Texas 2014 – Work earnings limit is $33,407 annually – Report income to SSA monthly – Keep resources $2000/$3000 for couple ***Spouse’s income CAN affect eligibility If you don’t qualify for Medicaid 1619 (b), Then try Medicaid Buy In (LOW COST!)
Healthcare continues… SSI & Medicaid $1 of SSI = Medicaid Work earnings $ increase + -1619 (b) If you lose 1619 (b) -Medicaid Buy In (MBI) SSDI & Medicare SSDI = Medicare Work earnings $ increase + -NO SSDI- Extended Medicare - Medicaid Buy In SSDI, SSI, Medicare AND Medicaid SSDI = Medicare $1 SSI= Medicaid Work earnings $ increase + NO SSDI- Extended Medicare 1619 (b) OR Medicaid Buy In (MBI)