1. WELFARE MEASURES available to GDS employees
2.4.1

2. Pay and allowances Time related continuity allowance ( TRCA) increment
Other allowance ( Office allowance, FSC, CMA, CDA & CCA)
LEAVE
20 days paid leave per year
Maternity leave for 3 months for female GDS
2.4.1

3. Other benefits Service discharge benefit scheme (SDBS)
Ex-Gratia Gratuity – Rs.60,000/-
Severance amount- Rs.60,000/-
Productivity linked bonus
Group insurance scheme
2.4.1

4. No formal application from the bereaved family is necessary.
Immediate relief to the family of an employee who dies while in service
If an GDS employee dies while in service, his family will be eligible for immediate monetary relief equal to two month’s Basic pay of the deceased Government servant subject to a maximum of Rs.7,000/-
No formal application from the bereaved family is necessary.
The advance should be adjusted within six months against the arrears of pay and allowances, death gratuity or any other payment due in respect of the deceased official.
2.4.1

5. Group Insurance Scheme
Twin benefits- Insurance coverage and Savings
30% -- Insurance Fund
70% Savings Fund
Rate of subscription & Amount of Insurance cover are determined for GDS is
Rate of subscription is Rs.50/-
Insurance cover is Rs.50,000/-
2.4.1

6. Promotions To MTS based on seniority cum fitness
Through competitive departmental examination for MTS/ Postman/ PAs
2.4.1

7. Incentive/ Commission
1% commission on new TD accounts
SB annual 2%
RPLI commission w.e.f (PLI Directorate letter No 26-02/2009-LI dated )
10 % of first year premium
2.5% of renewal premium collected
2.4.1

8. Incentive/Commission for GDS
For the deposits made under SB/TD schemes BPMs can earn Commission/Incentive
For SB, Commission may be claimed for each financial year
Rate of commission is 2% on net deposit
Procedure to calculate net deposit is shown in next slide
2.4.1

9. Calculation of net deposit
Deposits made from April to February should be taken
Deposits made in March not to be counted
Withdrawals made from 1st April to 31st March should be taken into account
Withdrawals made from A.O. should be taken in to account
2.4.1

10. Calculation of net deposit
Deposits made at A.O. should not be taken into account
Amount of interest should not be treated as deposit
2% of the net deposit arrived as said above may be claimed as commission
Claim should be preferred in the month of April every year
2.4.1

11. Payment of SB Commission
The residual amount after deduction of net withdrawal from net deposit as calculated from above instructions is eligible for commission The Commission bill may be forwarded to A.O. A.O. will verify and sanction the bill Commission amount can be charged at BO with separate head in BODA as “Payment of Commission to BPM”.
2.4.1

12. Rate of Commission for TD depositsSl
Type of A/c
Rate of Commission 01
1 year TD ½% 02
2 & 3 years TD 1% 03
5 years TD 2%
2.4.1

13. Procedure to claim TD commission
Claim may be preferred once in a month
Bill should be submitted to A.O. for the accounts opened during the month on 1st of next month
Accounts opened through agents are not eligible to claim commission
No commission for TD re-deposits
Forward commission bill to A.O. duly invoiced in BODA
2.4.1

14. Payment of TD Commission
A.O. will verify and sanction the bill
Commission amount can be charged at BO with separate head in BODA as “Payment of Commission to BPM”.
The charged bill should be sent back to A.O.
2.4.1

15. Payment of TD Commission
Need not wait up to the end of financial year to claim commission on TD deposits
2.4.1

16. Fixing of TRCA Norms Sl.No Item of work Points Standard prescribed 01
Handling of unregistered articles
1 point of work load
For every 25 unregistered articles handled in a day 02
Handling of Registered articles
For every 22 registered articles handled in a month 03
Handling of Money Orders
For every 15 Money Orders handled in a month 04
Sale of Postage stamps
For every Rs.900 worth of stamps sold in a month 05
Handling of cash
For every Rs.20000/ cash handled in a month
Letter .No. 14-6/87-PAP dated PAP section
2.4.1

17. Fixing of TRCA Norms 06 Savings Bank/NSC 1 point of work load
For every 10 transactions in a month 07
Rural Postal Life Insurance transactions 08
Collection of Telephone bill or any other bills
For every 20 bills collected in a month 09
Disbursement of old age pension through Money Orders
For every 15 Old age pension Money Orders disbursed in a month 10
Disbursement of old age pensions through Savings Bank accounts
For every 10 old age pension through Savings Bank in a month 11
Accounts work and receipt and dispatch of mails in a month
Fixed 14 points per month
2.4.1

18. TRCA corresponding to work load
Sl.No
Category of GDS
Existing TRCA
Revised TRCA w.e.f
Work load in points
Work load in hours 01
GDS Sub Postmaster Rs Rs --
4-5 hours 02
GDS Branch Postmaster Rs Rs
75 points
Up to 3 hours work
New TRCA slab Rs
87.5 points
More than 3 hours up to 3 hrs 30 mts Rs Rs
100 points
Up to 4 hours Rs
112.5 points
More than 4 hours up to 4 hours 30 mts
Up to 125 points
More than 4 hours 30 mts up to 5 hours
2.4.1

19. TRCA corresponding to work load03
GDS Mail deliverer/stamp vendor
New TRCA slab Rs --
For work up to 3 hours for new entrants Rs Rs
For work load upto 3 hours 45 mts Rs Rs
More than 3 hours 45 mts up to 5 hours 04
GDS Mail carrier
/packer/Mailman Rs Rs Rs
More than 3 hours up to 3 hours 45 minutes Rs Rs
More than 3 hours 45 minutes up to 5 hours
2.4.1

20. EXERCISE
2.4.1

21. SERVICE DISCHARGE BENEFIT SCHEME.
2.4.1

22. Service Discharge Benefit Scheme
1. Eligible after one year’s service
2. GDS left with 3 year’s service as on
3. Existing GDS have to opt for either severance amount or SDBS by
4. For new entrants, SDBS is mandatory
5. Not entitled to receive the benefits of severance amount.
2.4.1

23. SDBS contd.,
6. Govt. will contribute Rs.200/ per month for enrolled GDS
7. GDS shall not be required to make any contribution
8. Contributions made by Dept shall be credited to the trustee bank by the PFRDA
2.4.1

24. SDBS No contribution for POD officials
No contribution for substitutes and provisionally employed officials
GDS on absorption to Dept shall have to quit the SDBS and seek transfer of the accumulations to NPS
2.4.1

25. SDBS GDS has to submit an application to D.O through IP/ASP
SP/SSP will send it to CRA’s (Central Record keeping Agency) facilitation Centre
A digitized card will be issued containing PRAN (Permanent retirement Account Number) number. Charges for digitization and annual service charges will be borne by the department.
GDS has to open a Savings account
2.4.1

26. SDBS
A GDS can exit at any time after 58 years, he can withdraw 20% of accumulations and invest 80% for purchase of life annuity from any Life insurance company authorised by IRDA( Insurance Regulatory Development Authority)
At the time of discharge from service GDS can withdraw 60% of accumulations, and invest Mini mum,40%
He can invest more than 40% also.
On dismissal/removal, the GDS will forfeit the benefit of SDBS
2.4.1

27. Circle Welfare fund 1. The scheme was introduced on 1.10.2013
2. The subscription by every GDS per month.
3. Annual subscription of Rs.240/ is recovered in one lump in April every year.
2.4.1

28. Main components of the scheme
1. Financial Grant
2.Financial Assistance
3. One time repayment at the time retirement
2.4.1

29. 1. Financial Grant
Financial Assistance to families of deceased GDS to meet immediate expenses Rs
Death due to terrorist activity/dacoity while on duty
Rs. 1,50,000
Financial Assistance in case of death of GDS due to riots, attack by robbers and terrorists while on duty
Rs. 12,000
Financial Assistance in case of death of GDSs while being on duty due to accident
Rs. 25,000
Funeral expenses on death of GDS while being on duty due to accident(payable in cases in the absence of next of kin)
Rs.5000
Financial Assistance in case of major surgical operations in ailments, like cancer, brain hemorrhage, kidney failure, heart surgery etc)
Rs. 20,000
Financial Assistance in case of accident of GDS while being on duty, requiring hospitilisation for more than three days
Rs. 5,000
2.4.1

30. Financial Grant contd
Financial Assistance for nutritional diet to GDS suffering from TB(only once for a max,. Period of six months, provided GDS has put in 6 yrs of service and treatment in Govt. hospital)
Indoor treatment Rs.400 p.m.
Outdoor treatment Rs. 200 p.m
Grant of scholarship under educational Schemes to the children of GDS
IIT, AIIMS, and IIM Rs.1000/
Technical Education
Degree Rs. 280/ p.m
Diploma Rs. 190/ p.m.
Non-technical Education
BA/BSc/Bcom/Degree in fine arts Rs. 150/ p.m.
ITI Course Rs. 940/ p.a.
Incentive for excellence in academic achievement
Frist Position in the circle/region Rs.1000/
Second position in the circle/region Rs.800/
Third position in the circle/region Rs.700/
2.4.1

31. Financial grant contd Incentive for excellence in academic achievement
Fourth position in the circle/region Rs. 600/
Fifth position in the circle/region Rs. 500/
Scholarship for physically handicapped children of GDS(for max. 8 yrs)
Rs. 200/ p.m
Maternity Grant to woman GDS
Rs. 200/ p.m.
Financial Asistance in cases of natural calamities, like fire, floods etc
Rs. 5,000/
2.4.1

32. 2. Financial assistance (loan)
For construction of one room with flush toilet facilities for housing Branch Post Office
Rs.50000/
For purchase of computer/laptop
Rs. 20,000/
For purchase of moped/scooter/motor cycle which will facilitate travel for exchange of BO bag, visit to account office etc
The rate of interest is 5%
The amount is deductible in max. 25 instalments
The GDS is eligible for loan on maximum two occasions in his entire career with max. ceiling of Rs.50,000/ subject to condition of previous loan is fully repaid.
2.4.1

33. 3. One time repayment at the time of retirement
Less than 5 years service
No amount is payable
5 yrs from the date of start of contribution
Rs.1,000
10 yrs from the date of start of contribution
Rs.2000
15 yrs from the date of start of contribution
Rs.3000
20 yrs from the date of start of contribution
Rs.4500
25 yrs from the date of start of contribution
Rs.5500
30 yrs from the date of start of contribution
Rs.6500
35 yrs from the date of start of contribution
Rs.8000
40 yrs from the date of start of contribution
Rs.9000
More than 45 yrs from the date of start of contribution
Rs.11,000
2.4.1

34. 2.4.1