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2.  Marketing Risk  Equipment Risk  Credit Risk  Inventory Risk  Government Risk  Miscellaneous Risks 2

3.  Policy of Self Insurance  Flexibility in Business Risks  Safety measures  Minimum Investment Policy  Business Forecasting  Hedging  Transfer of Risks 3

4.  Utmost Good Faith  Insurable Interest  Indemnity  Contribution  Cause Proxima  Subrogation 4

5.  Property Insurance  Insurance of Liabilities  Insurance of persons  Other Insurance 5

6.  Life Insurance ◦ Term Assurance ◦ Whole Life Assurance ◦ Endowment Assurance  Personal Accident Insurance 6

7.  Fire Insurance  Marine Insurance  Other type of Property Insurance 7

8.  Bad Debt & Credit Insurance ◦ Bill of Exchange Policy ◦ Open Account Policy  Fidelity Insurance  Other type of Insurance  Double Insurance  Reinsurance 8

9. One who asks a question is a fool for five minutes; one who does not ask a question remains a fool forever. 9