1. STERLING CAPITAL GROUP Sterling Capital Group is a private equity investment group that invests in, syndicates and helps its joint venture partners and/or buyer/acquisition institutions acquire first class hotels/gaming and lodging properties internationally. Because of the extremely high demand, Latin American markets are the primary focus. Investments are joint venture syndicated complete with financing; or outright acquisitions are arranged for its buyers and clients. Minimum size acquisition deal is $5 million and no maximum with preferences for $50 million or above. Only properties that have a minimum net operating income of 8% to 12% are considered. Investors share equally. (CLICK ON CURTAIN TO PROCEED) (CLICK ON CURTAIN TO PROCEED)

2. WHO WE ARE Sterling Capital Group is a subsidiary of Pan-Continental Resorts S.A. a Costa Rica Company licensed and chartered to do business worldwide. Pan-Continental Resorts S.A. has joined several major luxury hotel owners in presenting their properties for sale. Many financial institutions have expressed their willingness to participate in short or long term financing for our clients that desire to acquire these fine properties. In other words Sterling Capital can provide an unprecedented high yield income opportunity for capable sellers, buyers as well as institutional and private groups ready to acquire debt and/or equity. Sterling Capital Group is a subsidiary of Pan-Continental Resorts S.A. a Costa Rica Company licensed and chartered to do business worldwide. Pan-Continental Resorts S.A. has joined several major luxury hotel owners in presenting their properties for sale. Many financial institutions have expressed their willingness to participate in short or long term financing for our clients that desire to acquire these fine properties. In other words Sterling Capital can provide an unprecedented high yield income opportunity for capable sellers, buyers as well as institutional and private groups ready to acquire debt and/or equity. Sterling Capital Group; Pan-Continental Resorts S.A. c/o Pacheco Coto Attorney Firm. Sterling Capital Group; Pan-Continental Resorts S.A. c/o Pacheco Coto Attorney Firm. Lic. Alvaro Leiva Escalante, 517, Avenida 11, Barrio Amon, San Jose, Costa Rica. Lic. Alvaro Leiva Escalante, 517, Avenida 11, Barrio Amon, San Jose, Costa Rica. USA Contact- Continental Finance, POB 231464, Montgomery, AL. 36123 USA Contact- Continental Finance, POB 231464, Montgomery, AL. 36123 sterlingcapnow-info@yahoo.com Fax: 770-234-5535 Tel: 334-279-7567 sterlingcapnow-info@yahoo.com Fax: 770-234-5535 Tel: 334-279-7567sterlingcapnow-info@yahoo.com Please be sure to send Confidentiality Agreement. Please be sure to send Confidentiality Agreement.Confidentiality AgreementConfidentiality Agreement

3. MEMORANDUM OF UNDERSTANDING It is understood by all participants in this plan or any related plans on this web site or related web sites or businesses, individuals, corporations, institutions, brokers and/or principals that this is a mutual agreement. It is a mutual agreement of trust and confidence. It is a mutual agreement of confidentiality and contains all of the tenants of internationally understood rules of non- circumvention meaning that all sources shared confidentially are protected thereafter from direct contact with the principles in any and all transactions except those that are permission driven by the donor who remains in the loop and part of the transactions indefinitely. The only exceptions are cases in which the introduced party is already known to the party to whom he is being introduced. Further understood is the fact that Pan-Continental Resorts S.A.; and its subsidiaries Sterling Capital Group, Continental Finance, Continental Group and VIP Club, is a Costa Rica corporation duly licensed to operate internationally and to engage in all forms of finance, real estate, construction, development, commercial real estate sales and purchases using legal and professional ethics and standards throughout its operations. It is represented by competent legal consul who represents it internationally and can provide all legal services that new associates to this group require in order to close a contractual obligation. All parties to contracts for service, sales or purchase agreements are equally protected under Costa Rica law. Revenues are banked and audited in a prime Costa Rica bank that will pay profit shares as directed by the joint venture participant. All transactions that involve joint ventures and/or finance syndications are regarded as purchases of joint venture ownership equity in the project under syndication and not as investments such as in securities transactions. Pan-Continental Group S. A. does not sell stocks and bonds or securities from any country including Costa Rica. Any equity purchase will share proportionally the revenues from each project in which equity is purchased. Outright sales or purchases of properties will be arranged for completely turnkey including financing so that the buyer or seller can confine his efforts to decision making with complete oversight. Click applicable options on home page for further information. Please forward Confidentiality Agreement.