1. 1 State of New Jersey Department of Banking and Insurance PO Box 325 11th Floor Life & Health Actuarial Trenton, NJ 08625-0325 Tel (609) 292-7272 Fax (609) 633-0527

2. 2 Presentation of rate information available to the public and discussion of resources available from the Department to assist consumers. Consumer Resources Joanne Petto Rate Information & Oversight Facilitator NJ Department of Banking& Insurance

3. 3 The RIO program was established within the New Jersey Department of Banking and Insurance (DOBI) to allow for transparent coordination of consumer information with regard to rates, which are sometimes referred to as premiums. RIO web site preview Health Insurance Education: Rate Review Process and Consumer Resources

4. Let’s take a look … Health Insurance Education: Rate Review Process and Consumer Resources www.state.nj.us/dobi/lifehealthactuarial/rateinfo/index.html

5. Department of Banking and Insurance Home http://www.state.nj.us/dobi/index.html http://www.state.nj.us/dobi/index.html Health Insurance Programs – IHC/SEH/NJ Protect http://www.state.nj.us/dobi/division_insurance/ihcseh/index.html Consumer Assistance – Inquiries/Complaints http://www.state.nj.us/dobi/consumer.htm http://www.state.nj.us/dobi/consumer.htm Managed Care – Inquiries/Complaints http://www.state.nj.us/dobi/division_insurance/managedcare/mcfaqs.htm Life and Health Actuarial http://www.state.nj.us/dobi/division_insurance/lhactuar.htm 5

6. Questions? 6

7. Health Insurance Education: Rate Review Process and Consumer Resources www.state.nj.us/dobi/lifehealthactuarial/rateinfo/index.html