Presentation on theme: "UW-Madison Student Health Insurance Plan This material is the property of The Board of Regents of the University of Wisconsin and all applicable rights."— Presentation transcript:
UW-Madison Student Health Insurance Plan This material is the property of The Board of Regents of the University of Wisconsin and all applicable rights are reserved.
Health Care in the United States No Nationalized Coverage Treatment is very expensive
Emergency Room visit = $1,500 The same cost as this…
Cost of Appendix removal = $20,000 The same cost as this…
A 6 week stay in hospital = $200,000 The same cost as this…
Fortunately, SHIP provides the protection you need - for the same daily cost as this…
Comprehensive Coverage is Critical Health care is more costly in the US Health insurance is a necessity Unexpected accidents and illnesses do occur Uninsured & under-insured are at high risk Many sacrifice treatment or face financial hardship Students without health insurance may have to drop out of school
Mandatory Health Insurance UW-Madison has mandatory health insurance requirements All international students & visa dependents must enroll in SHIP or file a qualifying Waiver Application SHIP meets or exceeds Federal requirements and Wisconsin State insurance mandates
SHIP is a comprehensive student health insurance plan SHIP office located in University Health Services (UHS) Coverage includes: -$1,000,000 maximum lifetime benefit -Vaccinations and immunizations -Prescription coverage -Medical evacuation -Access to local and nationwide hospitals and clinics -Annual eye exam What is SHIP?
What do you need to do? International students registered for class must: Purchase SHIP for yourself and any visa dependents By February 14 deadline If you purchase SHIP after the deadline, you will be charged a $100 late fee! OR Submit a qualifying Waiver Application By February 14 deadline If you file a waiver after the deadline, you will be charged a $100 late fee!
SHIP Enrollment Enroll in SHIP on-line at: www.uhs.wisc.edu/shipwww.uhs.wisc.edu/ship –Select SHIP and Enroll in person at: 333 East Campus Mall – 7 th Floor –At our office 9am-5pm, Monday through Friday –Pay by VISA/MasterCard, check or exact cash
What happens after enrollment? You will receive a SHIP membership card by mail Keep your membership card with you at all times Used for medical appointments and pharmacy visits You can check your SHIP status on-line anytime
Who do you call for an appointment? University Health Services provides primary care for all SHIP members except dependent children UHS is the only provider with 100% SHIP coverage To make an appointment at UHS call: (608) 265-5600
Coverage beyond UHS UHS is not open evenings and weekends and does not provide emergency care or hospitalization If it is an emergency and you require immediate medical attention call 911 Local providers for SHIP members include Meriter Hospital, UW Hospital and Clinics and St. Mary's Hospital. All SHIP provider information can be accessed from our web-site: www.uhs.wisc.edu/shipwww.uhs.wisc.edu/ship
You will receive a bill 3 – 4 weeks from the date of your service You will also receive an explanation of benefits from the claims office If you have ANY questions, contact the SHIP office Billing and Explanation of Benefits
Waivers Must meet qualifying criteria on Waiver Application All other applications will be denied Individual plans are not accepted Current Waiver Application is available on-line February 14 deadline If you file a waiver after the deadline, you will be charged a late fee of $100 and the cost of SHIP for any uninsured period!
Must meet the following criteria to be automatically waived from SHIP: –Be the primary member of a Wisconsin State Group Health insurance plan (Dean Health Care, Physicians Plus, Unity, GHC, Standard Plan or WEA Trust PPP) –Coverage must take effect on or before February 1st of this year Automatic Waivers
Remember… By February 14, you must: Purchase SHIP for yourself and any visa dependents OR Submit a qualifying Waiver Application
If you miss the deadline… You will be charged a late fee of $100 in addition to any required premiums You will be automatically enrolled in SHIP and invoiced for the outstanding balance An academic hold will be placed on your student record until you have submitted a payment.
Questions? Please review the benefits summary for: ►Benefit information ►Premium rates ►Contact Information 2012-13 Plan Document - available on-line Call or e-mail customer service: ►(608) 265-5232 ►firstname.lastname@example.org@uhs.wisc.edu