Presentation on theme: "ADP Retirement Services 99-0276-0610. Review your account Determine the asset allocation that is right for you Asset allocation the easy way Rebalance."— Presentation transcript:
Balancing risk with reward MONY MARKET/ STABLE VALUE MONY MARKET/ STABLE VALUE Fund A B O N D SS T O C K S B O N D S S TO CK S Asset Allocation Diversification Fund AFund B Fund AFund BFund C Diversification does not ensure a profit or prevent a loss.
an asset allocation that is right for you determine
Conservative Moderately Conservative I am a Moderate Investor. Moderately Aggressive Aggressive
Sample asset allocation models are for illustrative purposes only. They are not intended to be, nor construed as, investment advice. Sample asset allocation models 75% Income 18% Growth 7% Aggressive Growth 60% Income 29% Growth 11% Aggressive Growth 40% Income 43% Growth 17% Aggressive Growth 5% Income 68% Growth 27% Aggressive Growth Conservative Moderate Conservative ModerateAggressive
Target retirement date funds Choose by your retirement date Allocation changes over time No rebalancing required Sample target retirement date fund allocations 2020 Fund 2030 Fund 2040 Fund 2050 Fund Income Growth, Aggressive growth 30% Income 70% Growth & Aggressive growth 20% Income 80% Growth & Aggressive growth 15% Income 85% Growth & Aggressive growth 10% Income 90% Growth & Aggressive growth Sample asset allocation models are for illustrative purposes only. They are not intended to be, nor construed as, investment advice.
Compare your account statement allocation to your suggested sample portfolio Decide how to move your account balances based on your suggested sample portfolio allocation Review fund prospectuses and other investment information before making changes Go to mykplan.com or call the VRS to make changes to your account Four easy steps
Automatic Account Rebalancing Rebalances your account as you choose: Quarterly Semi-annually Annually
Your progress Account statement www.mykplan.com Automatic Account Rebalancing Save Smart ® Voice-Response System
ADP, Inc. and its affiliates do not offer investment, tax or legal advice and nothing contained in this communication is intended to be, nor should be construed as, investment advice or a recommendation for a particular investment option. Questions about how laws, regulations and guidance apply to a specific plan should be directed to your plan administrator or legal, tax or financial advisor. Investments in mutual funds and commingled funds (also known as collective trusts) involve risk. Some investment products have more risk than others. For complete information about a particular fund or to obtain a fund prospectus (or information statement, in the case of commingled funds), go to www.mykplan.com. You should carefully consider an investment option’s objectives, risks, charges and expenses before investing. The prospectus (or information statement, as applicable) contains this and other important information about the investment option and investment company. Please read the prospectus/information statement carefully before you invest.