Antonio Lara. Founded: 1852; Roots in banking dating to before the Civil War PNC has grown into one of the leading financial services organizations.
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Presentation on theme: "Antonio Lara. Founded: 1852; Roots in banking dating to before the Civil War PNC has grown into one of the leading financial services organizations."— Presentation transcript:
Founded: 1852; Roots in banking dating to before the Civil War PNC has grown into one of the leading financial services organizations in the country Recognized nationally and regionally for its accomplishments and success More than $263 billion in assets For more than 150 years, PNC has been committed to providing clients with great service and powerful financial expertise PNC offers a wide range of services for all customers: from individuals and small businesses, to corporations and government entities.
Provide services to more than 5 million consumer and small business customers Locations across 15 states and the District of Columbia More than 2,500 branches and 6,700 ATM machines Also have an online banking site
Claim: No matter how simple or complicated your needs, we're sure to have the products, knowledge and resources necessary for financial success Constantly help out the communities Try to build a diverse costumer base by: ◦ Providing culturally sensitive advertisements rather than just translations of English-language ads ◦ Expanding their multi-language Web presence along with focused print, radio and television advertisements ◦ Addressing customer concerns in 140 languages
Free Checking $25 minimum to open No minimum balance requirement and no monthly service charge Performance Checking $25 minimum to open Requirements to avoid monthly service charge: Maintain $1,500monthly balance in this account, OR Maintain $10,000 combined average monthly balance in linked PNC consumer accounts, OR Maintain a qualifying aggregate monthly direct deposit (such as payroll, pension or Social Security) of $2,000 or more per statement period $10 monthly service charge if none of the requirements are met Performance Select Checking $25 minimum to open Requirements to avoid monthly service charge: Maintain $5,000 combined average monthly balance in this and up to 8 linked PNC consumer checking accounts, OR Maintain $25,000 combined average monthly balance in this and up to 8 linked PNC consumer checking, savings or money market accounts, and/or an investment account $25 monthly service charge if none of the requirements are met
‘S’ Is For Savings $25 minimum to open Helps young children learn financial basics Make unlimited deposits (including transfers into the account) No withdrawal fees if under 18. Otherwise, get 3 free withdrawals per month then $3 for each additional withdrawal if the balance falls below $1,500. There is no service charge for account holders under 18. If you are 18 or older, maintain a $400 monthly balance to avoid a $4 monthly service charge Statement Savings If you want to start a savings plan easily, for short- or long-term goals $25 minimum to open $1,500 Average balance to avoid withdrawal fees Free for under 18. If not, $4 monthly fee. Transfers of $25 to avoid monthly fees Premium Money Market If you want to get rewarded with higher interest rates for high balances with easy access to your money $100 minimum to open $1000 monthly balance to avoid fees If not met, $4 fee
Mortgages Home Equity Auto Loans Education Loans Personal Loans & Lines of Credit PNC Investments offers advice and planning on investment products and services best suited to meeting your immediate and long-term financial objectives. PNC Wealth Management and Hawthorn offer complete wealth management solutions designed for clients with significant assets and complicated financial lives.
Mobile Banking ◦ Check your balance, review recent transactions, pay a bill, and transfer money between your accounts, right from your mobile phone Online Bill Pay ◦ Manage all your bills in one place, pay your bills in just minutes, and even receive your bills online. Transfer Funds ◦ Move money between your PNC accounts and your accounts elsewhere, even send money to friends and family with just their email address or mobile phone number. Alerts ◦ Receive email and in many cases text message alerts informing you of changes to your online banking profile or key activity on your accounts and cards. Online Statements ◦ Enjoy access to statements, checks and deposit images Online Banking With Quicken ◦ Option to export transaction information or download transactions for your PNC Banking checking, savings or money market accounts into you Quicken or QuickBooks software.
Home Insurance ◦ Can help protect one of your most treasured assets with a choice of products. Accident Insurance ◦ Accidental Death & Dismemberment insurance can help protect you and your family from medical costs resulting from injury. Membership Services ◦ A program available to PNC customers to help prevent identity theft or credit fraud from causing unnecessary loss of time, money and frustration. Discount Healthcare Services ◦ Receive discounts for prescription drugs, dental care, eyewear, hearing aids and chiropractic services through a nationwide network of health care providers.
PNC points Quick Switch Online Banking and Bill Payment Online Statements Mobile Banking PNC Bank Visa® Check Card Auto Savings TurboTax Replacement Cards PNC Bank Visa ® Card Bill Pay. Automatic Payments PNC Bank Visa Gift Card Visa Rewards Direct Deposit Overdraft Protection PNC Alerts Automatic Check Reorder Check Safekeeping Check Imaging-Copies Incoming Wire Transfer Instructions Change of Address Telephone Banking Services Telephone Bill Payment Identity Theft Protection