1. For More Information: Elie L. Arama General Manager Washington Bancard Merchant Services LLC 2200 S. Dixie Highway suite 400 Miami, Fl 33133 305- 857-9889 earama@washingtonbancard.com www.washingtonbancard.com Your Turn-Key Payment & Check Processing Solution!

2. Our Products and Services Electronic Benefits Transfer (EBT) Debit Card Processing E-commerce Processing Prepaid & Bill Pay Programs Credit Card Processing Customized Gift Cards & Stored Valued Programs Remote Deposit Program Check Guarantee & Electronic Check Capture

3. Our Turnkey Operations Underwriting and Data Entry Management Terminal Asset Management In-house Deployment Services Merchant Tele-Install Full Customer & Technical Support Risk Management Residual Reporting Tools Virtual Sales Office Underwriting Deployment Customer Service & Tech Support Risk Management

4. Visa, MasterCard, and Discover Full Acquiring American Express Acquiring PIN and Signature Debit Cards Electronic Benefit Transfer (EBT): Government assistance programs are increasingly issuing benefits in the form of EBT cards, and it’s never been easier to reach this important customer segment. Credit, Debit & EBT Processing WBC brings you a full suite of traditional merchant services processing solutions. With our settlement partner, all daily batches settled before 6pm ET are deposited NEXT DAY! Washington Bancard Merchant Services, LLC is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA

5. E-commerce Processing Our Merchant Services program is compatible with a wide variety of electronic payment gateway solutions including: Authorize.net Verisign Yourpay.com Google checkout Paypal Proprietary Merchant Gateways WBC can also provide you with a custom branded gateway solution and help you achieve: PCI Compliance Lower interchange and reduced chargebacks Better fraud screening methods