1. Jeff Adams (404) 924-6382jadams@banksstreetpartners.comjadams@banksstreetpartners.com Will Brackett (404) 848-0890wbrackett@banksstreetpartners.comwbrackett@banksstreetpartners.com Lee Burrows (404) 848-8480lburrows@banksstreetpartners.comlburrows@banksstreetpartners.com William Izlar (404) 848-2665wizlar@banksstreetpartners.comwizlar@banksstreetpartners.com Matt Kennedy (704) 927-6251mkennedy@banksstreetpartners.commkennedy@banksstreetpartners.com Joe Maloney (404) 848-2662jmaloney@banksstreetpartners.comjmaloney@banksstreetpartners.com Berkeley McKeown (404) 891-6821 bmckeown@banksstreetpartners.com@banksstreetpartners.com Gary McNorrill (704)-927-6244 gmcnorrill@banksstreetpartners.comgmcnorrill@banksstreetpartners.com Mark Saunders (404) 848-2686msaunders@banksstreetpartners.commsaunders@banksstreetpartners.com Main (404) 848-1571 Southeast Publicly Traded Financial Institutions Report BeliefStrengthPurpose As of May 29, 2015Financial and Performance Figures Price/ State Summary NPAs/ Assets (%) TCE/ TA (%) ROAA (%) ROAE (%) NIM (%) Eff. Ratio (%) LTM EPS 2015E EPS 2016E EPS Tang. Book Current Div. Yield (%) Alabama Median0.511.10.846.53.3068.7 13.615.113.186.9 1.0 Arkansas Median1.09.71.6412.24.3766.8 19.517.115.5224.9 1.2 Florida Median2.99.50.504.43.5777.7 23.317.514.1133.7 0.6 Georgia Median1.310.10.958.43.6568.8 12.115.012.496.3 1.0 Kentucky Median2.09.70.848.33.5669.9 13.215.715.4103.5 2.7 Louisiana Median0.711.10.887.33.8168.6 13.713.311.0105.9 2.1 Maryland Median2.89.80.505.63.6875.7 18.114.412.893.2 0.0 Mississippi Median1.48.70.878.33.6467.6 13.014.112.5134.3 2.8 North Carolina Median1.68.30.686.33.7876.0 17.514.211.8101.3 1.2 South Carolina Median1.78.40.899.53.6874.8 12.113.511.6117.8 1.7 Tennessee Median0.89.00.827.33.3970.5 18.020.114.2116.9 1.6 Virginia Median1.59.60.827.53.7971.7 13.715.212.9102.8 2.6 West Virginia Median1.79.30.797.83.6074.2 12.914.213.893.7 3.3

2. The table below reports the medians for Southeast financial institutions in each specified category, based on data compiled from SNL Financial. BeliefStrengthPurpose

3. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 3 – AL & AR

4. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 4 - FL

5. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 5 - GA

6. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 6 - KY

7. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 7 - LA

8. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 8 - MD

9. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 9 - MD & MS

10. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 10 - NC

11. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 11 - SC

12. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 12 - TN

13. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 13 - VA

14. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 14 - VA

15. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 15 - WV

16. 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 16

17. Disclaimer This material has been prepared by individual personnel of Banks Street Partners, and not by a research department. It is not investment research or a research recommendation, as it does not constitute substantive research or analysis. It is intended for institutional customers and accredited investors of BANKS STREET PARTNERS, LLC only, is provided for informational purposes, is intended for your use only and does not constitute an invitation or offer to subscribe for or purchase any of the products or services mentioned. The information provided is not intended to provide a sufficient basis on which to make an investment decision. This material may have previously been communicated to other BANKS STREET PARTNERS, LLC clients. BANKS STREET PARTNERS, LLC may, from time to time, participate or invest in transactions with issuers of securities that participate in the markets referred to herein, perform services for or solicit business from such issuers, and/or have a position or effect transactions in the securities or derivatives thereof. Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, expressed or implied is made regarding future performance. The information set forth above has been obtained from or based upon sources believed by BANKS STREET PARTNERS, LLC and personnel to be reliable, but each of the personnel and BANKS STREET PARTNERS, LLC does not represent or warrant its accuracy or completeness and is not responsible for losses or damages arising out of errors, omissions or changes in market factors. This material does not purport to contain all of the information that an interested party may desire and, in fact, provides only a limited view of a particular market. Source: SNL Financial; Financial data is for most recent last twelve months available 1380 W Paces Ferry Road NW Suite 2060 Atlanta, GA 30327 (404)-848-1571 // 200 Providence Road Suite 210 Charlotte, NC (704)-927-6244 17 Banks Street Partners, LLC is an investment banking and advisory firm serving financial institutions throughout the Southeastern United States. Banks Street Partners’ owners and employees have assisted over 500 financial institutions in 30 states complete major financial transactions. Our success is driven by an intense client-focused approach, where assisting financial institutions achieve their long-term goals is our only objective. No matter what the service or transaction may be, our clients receive advice and service from individuals who are dedicated to understanding the particular needs and objectives of the client. Banks Street Partners offers a comprehensive array of financial services to meet the needs of institutions of all sizes and levels of sophistication.