1. Promotion For 100% Redemption  Effective Period Of Promotion : From 1st March to 31st March, 2015  Qualification For Entitlement of Redemption Value:  Maintain at least 1,000PPV in the month of March, 2015  All purchases in the month of March, 2015 above 1,000PPV on an accumulative basis will be qualified for Redemption Value  Redemption Value is calculated as equal to 100% of the DP value for all the qualified purchases in the month of March, 2015  There is no limit of purchases in the month of March, 2015 as long as the purchase are personal purchases (PPV)

2. Qualification For Entitlement of Redemption Value  March  1st Cash Bill on 2nd March: 200PPV and 600DP  2nd Cash Bill on 15th March:300PPV and 900DP  3rd Cash Bill on 20th March:400PPV and 1200DP  4th Cash Bill on 25th March:500PPV and 1,500DP  5th Cash Bill on 30th March:600PPV and 1,800DP Total Accumulative PPV = 2,000PPV > 1,000PPV Therefore, qualified for Redemption Value = Rs 6,000

3. Promotion For 100% Redemption  Period of Redemption : From April 2015 to December 2015  Eligibility:- Maintenance of at least 1,000PPV every month First single Cash Bill  Redemption Value:-  All purchases after having maintained the1000PPV in a First single Cash Bill will be given 10% discount from the DP including the purchase of the 1000PPV itself and deducted from the balance of Redemption Value. Further purchase of any amount in the same month gets redeemed as and when purchases take place. Subsequent purchase for redemption need not necessarily 1000PPV.  Any purchase before having maintained the 1,000PPV in a single Cash Bill will not be entitled to the 10% discount.  Redemption Condition:- Any un utilized balance of Redemption Value after 31st December, 2015 will not be redeemed.

4. Discount Conditions With Examples: For Redemption eligibility the 1st bill of every month with 1000PPV until 31st December 2015 is a must. Case 1 March (Any number of Bills from 1st to 31st March 2015) Purchase in DP: Rs 10,000 Redemption for the month: 0 Redemption Value for future discount: Rs 10,000 April: Purchase in DP: Rs 10,000 Discount for the month: Rs 1,000 Balance of Redemption Value for future discount: Rs 9,000 May: Purchase in DP: Rs 500 (No 1000 PPV) Discount for the month:0 Balance of Redemption Value for future discount: Rs 9,000

5. Discount Conditions with Example Example: June: Purchase in DP: Rs 1,00,000 Discount for the month: Rs 9,000 Balance of Redemption Value for future discount: 0 July: Purchase in DP: Rs 5,000 Discount for the month: Rs 0 Balance of Redemption Value for future discount: Rs 0

6. Discount Conditions With Examples Case 2 March (Any number of Bills from 1st to 31st March 2015) Purchase in DP: Rs.9,000 Discount for the month: Rs.0 Redemption Value for future discount: Rs.9,000 April 1st Cash Bill:1,000PPV and 3,000DP 2nd Cash Bill:500PPV and 1,500DP 3rd Cash Bill:300PPV and 1,200DP Discount for the month:Rs.570 Redemption Value for future discount: Rs.8,430

7. Discount Conditions With Examples May 1st Cash Bill:400PPV and 1,200DP 2nd Cash Bill:300PPV and 900DP 3rd Cash Bill:500PPV and 1,500DP Discount for the month:Rs.0 Redemption Value for future discount:Rs.8,430 Reason:None of the Cash Bill is having 1,000PPV or more

8. Discount conditions with examples June 1st Cash Bill:200PPV and 600DP 2nd Cash Bill:500PPV and 1,500DP 3rd Cash Bill:3,000PPV and 9,000DP Discount for the month:Rs.900 Redemption Value for future discount:Rs.7,530 Reason: 1st and 2nd Cash Bill were purchases made before having maintained the 1,000PPV in a single Cash Bill and thus are not entitled for the 10% discount.

9. Discount Conditions With Examples July 1st Cash Bill:350PPV and 1,050DP 2nd Cash Bill:5,000PPV and 15,000DP 3rd Cash Bill:200PPV and 600DP Discount for the month: Rs.1,560 Redemption Value for future discount: Rs.5,970 Reason:1st Cash Bill is purchase made before having maintained 1,000PPV in a single Cash Bill and thus not entitled for 10% but 3rd Cash Bill is purchase made after having maintained 1,000PPV in a single Cash Bill and so entitled for 10% discount

10. Discount Conditions With Examples August 1st Cash Bill:1,200PPV and 3,600DP 2nd Cash Bill:500PPV and 1,500DP 3rd Cash Bill:400PPV and 1,200DP Discount for the month:Rs.630 Redemption Value for future discount:Rs.4,740 Reason:2nd and 3rd Cash Bill are purchases made after having maintained1,000PPV in a single Cash Bill and thus entitled 10% discount

11. Discount Conditions With Examples September 1st Cash Bill:3,000PPV and 9,000DP 2nd Cash Bill:2,000PPV and 6,000DP 3rd Cash Bill:4,000PPV and 12,000DP Discount for the month: Rs.2,700 Redemption Value for future discount: Rs.2,040 Reason: 2nd and 3rd Cash Bill are purchases made after having maintained 1,000PPV in a single Cash Bill and thus entitled for 10% discount.

12. Discount Conditions With Examples October 1st Cash Bill:4,000PPV and 12,000DP 2nd Cash Bill:3,000PPV and 9,000DP 3rd Cash Bill:5,000PPV and 15,000DP Discount for the month:Rs.3,600 Available Redemption Value: 2040 Redemption Value for future discount: Rs.0 Reason: Though the total 10% discount added up to 3,600, the balance of Redemption Value left is only Rs.2,040 and thus the discount for the month is limited to Rs.2,040.