Why Gamble On Charlotte? Over 200 people move to Charlotte a DAY! It is a Buyers Market Construction Has Not Stopped Attracting Large Companies
7 Reasons to Buy a Home 1. Pride of Ownership 2. Builds Wealth 3. Tax advantages 4. Capital gain exclusion 5. Amortization 6. Low interest rates 7. Appreciation
You Can Afford A Home! Mechanics Police Officer Teachers Firefighters Health Care Professionals
Home Ownership is simple! Get pre-qualified (more attractive offer w/ prequalification) Locate a Real Estate agent. Decide on a area View available homes
Homeownership programs for … NACA Friendly Neighbors/ Available to Teachers Firefighters and Police Officers. Credit Challenged/ FHA 203k Streamlined Loan (HUD)
Many loan programs Available NACA House Charlotte Friendly Neighbors/ Available to Teachers Firefighters and Police Officers. Credit Challenged Large Banks Wachovia Bank of America HUD - 203k Streamline Loan
What to look for in a Lender Word of mouth Has a relationship with your Agent Someone who is easy to reach Low points, application fees, etc.
Benefits of Buyer Agency Everything is confidential Agent seeks to get your needs met by negotiating what is best for you. Helps you understand all the paperwork Resource for seeking a lender, inspector, appraiser and more.
The MLS, Builders & FSBO’s The Multiple Listing Service is a cooperative system among real estate agents that shows only the properties where sellers are willing to pay a commission. Builder’s will often have great incentives to buy their homes, but do not buy one without an agent representing you to read the fine print. For Sale By Owner’s are not listing in the MLS. Some are willing to pay an agent representing the buyer.
The keys to your New Home are Waiting ANY QUESTIONS???