1. Build and Sell Home Building & Construction Townhouse & Apartment Construction Condominium & Commercial Building Housing & Subdivision Development Inclusive Services Free Plans and Designs Building Permit Financing Assistance Temporary Electric and Water Connection

2. Payment Scheme Terms of Payment in Cash 1Outright Cash12% of the TCP 2Within 15 calendar days 10% of the TCP 3Within 16-30 calendar days 8% of the TCP 4Within 31-60 calendar days 6% of the TCP 5Within 61-90 calendar days 4% of the TCP 1. Cash Discount Shall be granted to the full payment of the net selling price, if paid under the following schedules:

3. 2. Deffered Cash Construction deposit of P 50,000.00 representing miscellaneous and processing fee 30% Down payment payable in three (3) months without interest 70% Balance Payable thru progress billing 3. In-house Financing Construction deposit of P 50,000.00 representing miscellaneous and processing fee 40% Down payment payable in three (3) months without interest 60% Balance payable in five (5) years at 18% interest rate fixed for the first year and based on the prevailing interest rates for the succeeding years Note: Amount of loan is based on the capacity to pay of the borrower and the appraised value of the collateral whichever is lower. IL JUNE Construction allows a Second Real Estate Mortgage (REM) equivalent to 5% of net TCP or 50% of Equity whichever is lower.

4. Bank Financing Terms of Payment through Bank Financing 1Construction deposit of P 50,000.00 representing miscellaneous and processing fee. 230% Estimated down payment less Construction deposit is payable in three (3) months without interest. 370% Estimated Bank loan payable in 5 to 15 years at 12.5% estimated fixed interest for the first year and based on the prevailing interest for the succeeding years. Note: Amount of loan is based on the capacity to pay of the borrower and the appraised value of the collateral whichever is lower. IL JUNE Construction allows a Second Real Estate Mortgage (REM) equivalent to 5% of net TCP or 50% of Equity whichever is lower.

5. IL JUNE HOME SERIES (FINISHING OPTIONS) Standard Series 1RoofingLong span, pre-painted roofing sheets (rib type), steel truss roof frame. 2FlooringVinyl tiles. 3WindowsSteel casements w/ 1/8” thick smoke glass. 4WallsPlaster cement finish, painted. 5DoorsTanguile panel door for main door, Flush doors for bedrooms, PVC door for toilet and bath 6CeilingPlywood ceiling board on wooden ceiling joist. 7PartitionsCHB wall partition. 8Cabinets and ClosetsNo built-in closets for bedrooms. 9Kitchen Counter TopCeramic white tiles. 10Toilet and BathTwo T & B with “Standard” water closets, ceramic colored tiles for walls & floor finishing.

6. IL JUNE HOME SERIES (FINISHING OPTIONS) Premium Series 1RoofingLong span, pre-painted roofing sheets (rib type), steel truss roof frame. 2FlooringCeramic tiles for ground floor. Wood parquet at the 2nd floor w/ baseboard. 3Windows“Bradnam” or Mill-Finish-Aluminum sliding window with ¼” thick clear glass or equivalent. 4WallsPlaster cement finish, painted. 5DoorsTanguile panel door for main door, Flush doors for bedrooms, PVC door for toilet and bath 6CeilingHardiflex ceiling board on wooden ceiling joist. 7PartitionsCHB wall partition or double wall partition. 8Cabinets and ClosetsWith built-in closets for bedrooms & built-in cabinets for kitchen. 9Kitchen Counter TopCeramic white tiles. 10Toilet and BathTwo T & B with “Standard” water closets, ceramic colored tiles for walls & floor finishing.

7. IL JUNE HOME SERIES (FINISHING OPTIONS) Prime Model Series 1RoofingTilespan roofing sheets, steel truss roof framing. 2FlooringChina quality granite floor finishing at the ground floor. Narra wood parquet at the 2nd floor. 3WindowsAluminum sliding windows or steel casement windows (clients option). 4WallsExterior: Plaster cement finish, painted. Interior: Multiflex “textured” paint. 5DoorsNarra panel door for main and service door, Moulded flush doors for bedrooms, PVC door for toilet and bath. 6CeilingHardiflex ceiling board on wooden ceiling joist. 7PartitionsCHB wall partition. 8Cabinets and ClosetsWith built-in closets for bedrooms & built-in cabinets for kitchen. 9Kitchen Counter TopGranite counter top with cook top & range hood. 10Toilet and BathThree Toilet & Bath, Imported water closet & tiles. Note: Miscellaneous and processing fee will not be considered in the application of discounts.

8. Discount Scheme Discount shall also be granted to full payment of the DOWNPAYMENT under the following schedules: Discount 1Outright Cash10% Discount 2Within 15 calendar days8% Discount 3Within 16-30 calendar days6% Discount 4Within 31-45 calendar days4% Discount

9. Requirements for House Construction Full Payment of Equity or DP Loan Approval Endorsement & Submission of Documents Submission of PDC’s Issuance of Building Permit