1. The AXA International Business Team

2. Overview
A new partnership and exclusive relationship between AXA and Globaleye
Access to :
AXA Evolution PPB – Lump Sum & QROPS/SIPPS
AXA Regular Premium ILP (Pulsar)
Whole of Life – Smart Protector
Whole of Life – Smart Saver
Term Life – 5 & 10 year, & YRT
Available for all, and includes eligible products for Americans
Hong Kong & Isle of Man based products
This document is produced for internal use and should not be reproduced or distributed, in whole or part, by the recipient to any other persons for any purpose. No information contained in this document should be regarded as an offer or a recommendation or an invitation by, or on behalf of, AXA to the public to buy or sell any of the investments or AXA products mentioned in this document. Investment involves risks. Past performance figures shown are not indicative of future performance. Information provided in this document is for reference only; no investment advice should be given to clients based on the knowledge or information gained from these materials. You shall be held wholly liable for all losses, damages, claims, actions, costs and expenses of any kind whatsoever, directly or indirectly, arising from or in connection with any unauthorized use.

3. Overview of AXA Financial Strength3 S&P AA – Moody’s Aa3 Fitch AA- 14
RANK
COMPANY 1
Apple 2
Exxon Mobil 3
PetroChina 14
Axa Group 17
ING Group 19
Berkshire Hathaway 26
BNP Paribas 33
Assicurazioni Generali 46
HSBC Holdings Plc. 64
Aviva Plc. 77
Ind & Comm Bk of China
102
Zurich Financial Services
120
Microsoft
325
Google
403
McDonald’s
Financial Strength3 S&P AA – Moody’s Aa3 Fitch AA-
Presence in 61 countries1
Presence in 10 countries in Asia1
#1 in the world in net premiums with USD b2
#2 in the world in assets with USD 96.2 b2
150 year old company
27 years experience in Asia
As of 31st December 2010
7th January 2011, AM Best
As of 31st March 2011

4. AXA Lump Sum – ‘Evolution’

5. Product Overview - AXA Evolution Portfolio Bond
Open-architecture Portfolio Bond
Access to funds, ETF’s, Stocks from around the world
Entry level: US$30K/GBP15K/Euro22,500
Top-Ups: US$10K/GBP5K/Euro7,500
Penalty Free Withdrawal: Leave in GBP10K + Exit Fee
24/7 Online Valuations for clients and advisers
AND……………………………………………………
Online Fund Switching for clients and advisers
This document is produced for internal use and should not be reproduced or distributed, in whole or part, by the recipient to any other persons for any purpose. No information contained in this document should be regarded as an offer or a recommendation or an invitation by, or on behalf of, AXA to the public to buy or sell any of the investments or AXA products mentioned in this document. Investment involves risks. Past performance figures shown are not indicative of future performance. Information provided in this document is for reference only; no investment advice should be given to clients based on the knowledge or information gained from these materials. You shall be held wholly liable for all losses, damages, claims, actions, costs and expenses of any kind whatsoever, directly or indirectly, arising from or in connection with any unauthorized use.

6. Product Overview - AXA Evolution Portfolio Bond
Evolution Fees:
3 Different Charging Options:
a) 1.65% x 5 years on Initial Premium
b) 1.05%p.a (8 year surrender/lock in period)
c) 1% Upfront to AXA + whatever the adviser wants to take upfront/ongoing
Quarterly Fee: GBP per quarter
Buy/Sell Fee: GBP28.75
This document is produced for internal use and should not be reproduced or distributed, in whole or part, by the recipient to any other persons for any purpose. No information contained in this document should be regarded as an offer or a recommendation or an invitation by, or on behalf of, AXA to the public to buy or sell any of the investments or AXA products mentioned in this document. Investment involves risks. Past performance figures shown are not indicative of future performance. Information provided in this document is for reference only; no investment advice should be given to clients based on the knowledge or information gained from these materials. You shall be held wholly liable for all losses, damages, claims, actions, costs and expenses of any kind whatsoever, directly or indirectly, arising from or in connection with any unauthorized use.

7. AXA Regular Savings – ‘Pulsar’

8. Product Overview - Pulsar
Set-up of Pulsar
first 18 months
After 18 months
Initial
Contribution Period
Initial Units Account
(IUA)
Accumulated Units Account
(AUA)
只供內部培訓使用

9. Product Overview - Pulsar
18 Month Initial Contribution Period
Upfront Bonuses of 128%-225%
Loyalty Bonus of 40% after year 10
90 Direct Funds, no Mirror Funds
No Bid-Offer Spread
Available in six currencies HKD, USD, EUR, GBP, AUD, SGD
Miniumum entry HKD2,400 / USD200 / EUR200 / GBP200 / AUD 300 / SGD400
Free Credit Card
This document is produced for internal use and should not be reproduced or distributed, in whole or part, by the recipient to any other persons for any purpose. No information contained in this document should be regarded as an offer or a recommendation or an invitation by, or on behalf of, AXA to the public to buy or sell any of the investments or AXA products mentioned in this document. Investment involves risks. Past performance figures shown are not indicative of future performance. Information provided in this document is for reference only; no investment advice should be given to clients based on the knowledge or information gained from these materials. You shall be held wholly liable for all losses, damages, claims, actions, costs and expenses of any kind whatsoever, directly or indirectly, arising from or in connection with any unauthorized use.

10. AXA Pulsar At a Glance – Fees & Charges
Fees and charges
AXA: 4.0% Initial Units Company F: 6% Initial Units
AXA: 1.5% FUM Company F: 1.2% FUM
AXA: US$6.50 per month Company F: US$6.50 per month
AXA: 0.5% on premium (Refunded) Credit card fee
This document is produced for internal use and should not be reproduced or distributed, in whole or part, by the recipient to any other persons for any purpose. No information contained in this document should be regarded as an offer or a recommendation or an invitation by, or on behalf of, AXA to the public to buy or sell any of the investments or AXA products mentioned in this document. Investment involves risks. Past performance figures shown are not indicative of future performance. Information provided in this document is for reference only; no investment advice should be given to clients based on the knowledge or information gained from these materials. You shall be held wholly liable for all losses, damages, claims, actions, costs and expenses of any kind whatsoever, directly or indirectly, arising from or in connection with any unauthorized use.

11. AXA Pulsar At a Glance – Bonuses
Monthly Regular Premium
Special Start-up Bonus rate
(Applicable during the Promotion Period only)
HKD
USD
EUR
GBP
AUD
SGD
TCP = 10-14
TCP = 15-30 x
Number of years in your chosen target contribution period (capped at 25);
 2,400
 300
 200
 360
 480
2.8%
 4,800
 600
 400
 720
 960
2.9%
 8,000
 1,000
 640
 1,200
 1,600
3.0%
3.4%
 12,000
 1,500
 1,800
3.7%
 24,000
 3,000
 1,920
 3,600
4.0%
 33,334
 4,167
 2,667
 5,000
 6,667
5.0%
This document is produced for internal use and should not be reproduced or distributed, in whole or part, by the recipient to any other persons for any purpose. No information contained in this document should be regarded as an offer or a recommendation or an invitation by, or on behalf of, AXA to the public to buy or sell any of the investments or AXA products mentioned in this document. Investment involves risks. Past performance figures shown are not indicative of future performance. Information provided in this document is for reference only; no investment advice should be given to clients based on the knowledge or information gained from these materials. You shall be held wholly liable for all losses, damages, claims, actions, costs and expenses of any kind whatsoever, directly or indirectly, arising from or in connection with any unauthorized use.

12. AXA Pulsar At a Glance- Reduction in Yield
What returns are needed to offset the charges of a Regular Savings Plan?
US$500 per month
US$1500 per month
US$3000 per month
10 Year Term
1.09%
0.95%
0.80%
15 year Term
0.69%
0.60%
0.43%
25 Year Term
0.32%
0.27%
0.18%
This document is produced for internal use and should not be reproduced or distributed, in whole or part, by the recipient to any other persons for any purpose. No information contained in this document should be regarded as an offer or a recommendation or an invitation by, or on behalf of, AXA to the public to buy or sell any of the investments or AXA products mentioned in this document. Investment involves risks. Past performance figures shown are not indicative of future performance. Information provided in this document is for reference only; no investment advice should be given to clients based on the knowledge or information gained from these materials. You shall be held wholly liable for all losses, damages, claims, actions, costs and expenses of any kind whatsoever, directly or indirectly, arising from or in connection with any unauthorized use.

13. AXA Whole of Life – SMART Series

14. For which clients? Want guaranteed coverage and premiums
Want a combination of Protection and Savings
Want access to capital and guaranteed cash value
Wants rewards/returns if they don’t die (ie can see future upside of living longer in $$ terms)
Pay for a set-period when earning (in job), and covered forever
Estate Tax Planning purposes
參考學員手冊p.42
解釋保費儲備金戶口是 SPT10, SJV05, SJV10的其中一項特色，目的在於讓客戶可以提早完成繳付保費，靈活理財
解釋計算方式；真智系列內，只有這三項計劃提供客戶設立保費儲備金戶口的權利。
EFC M2-3

15. Why AXA Whole of Life? Premiums are fixed and guaranteed not to change
Cover up to the age of 100
Annual dividends as well as interest on these dividends (currently 4.5% for USD policies)
Guaranteed cash value upon early surrender
Flexible payments – 5 years, 10 years, 20 years, Whole of Life
Non-Medical limit for <40 year olds of US$500K
Also available for Americans
參考學員手冊p.42
解釋保費儲備金戶口是 SPT10, SJV05, SJV10的其中一項特色，目的在於讓客戶可以提早完成繳付保費，靈活理財
解釋計算方式；真智系列內，只有這三項計劃提供客戶設立保費儲備金戶口的權利。
EFC M2-3

16. Why AXA Whole of Life? Options
AXA Smart Protector – More Protection, Less Savings
AXA Smart Saver – Protection and Savings
AXA Smart Jumbo Saver – More Savings, Less Protection
Add on riders to fully cover your clients
Accident Protector
Critical Illness
Waiver of Premium
參考學員手冊p.42
解釋保費儲備金戶口是 SPT10, SJV05, SJV10的其中一項特色，目的在於讓客戶可以提早完成繳付保費，靈活理財
解釋計算方式；真智系列內，只有這三項計劃提供客戶設立保費儲備金戶口的權利。
EFC M2-3

17. AXA support team Andrew Boughey (International Sales Manager)
(Work), (Mobile)
Jonna Seto (Broker Support)
(Work),
Karen Tse (Back-up Broker Support)
(Work)