1. ©EverFi, Inc. All rights reserved. CRITICAL LIFE SKILLS EDUCATION Scalable and engaging digital learning

2. ©EverFi, Inc. All rights reserved. “Education is the most powerful weapon which you can use to change the world.” ― Nelson Mandela 2

3. ©EverFi, Inc. All rights reserved. Core Mission EverFi’s core mission is to create measurable results for students and communities through our digital learning platforms. 3

4. ©EverFi, Inc. All rights reserved. A BLENDED LEARNING APPROACH Complimenting the traditional classroom, EverFi is a new media, web-based learning platform that stimulates student learning and empowers teachers with critical student insights using:  Instructional Animation  Attitudinal Surveying  Assessments  Simulation Gamification Blended Learning 4

5. ©EverFi, Inc. All rights reserved. Who is EverFi? Industry leader in education technology focused on teaching critical skills including STEM, entrepreneurship, financial literacy, digital responsibility, alcohol awareness, texting and driving, civic responsibility and other skill areas Scalable solution with 5.5 million certified students across K-12 and higher education, and adult learning Unique partnership model with over 1,000 corporations sponsoring state and local digital learning innovation Experienced team of 130+ engineers, designers, teachers, digital marketing and partnership professionals across the U.S. 5

6. ©EverFi, Inc. All rights reserved. EverFi Platforms Are… 1.Simple: Teachers can get started in less than 30 minutes. No additional planning. No additional grading. 1.Flexible: Platforms can be implemented in a variety of curricular contexts, allowing the programs to reach scale. 2.Engaging: Students love using games and simulations to learn at their own pace. 3.Effective: Our national data shows students making significant knowledge gains on their assessments; we are also seeing changes in student attitudes. Over 80% of high school students think “all students should have to take the EverFi course”. Over 98% of teachers would recommend the program to a colleague. www.everfi.com 6

7. ©EverFi, Inc. All rights reserved. Texas Results: August 2012 – May 2013 17,887 Certified Students that have completed all modules with a passing score. 783 teachers all across 400+ schools in 60+ school districts. Sarah Pratt Ponder Senior Schools Manager sarah@everfi.com (713) 553-1852 www.everfi.com 30,709 Active Students have completed 1+ modules with a passing score. Network-wide, over 90% of students will complete at least half of the program.

8. ©EverFi, Inc. All rights reserved. 4 th 5 th 6 th 7 th 8th9 th 10th11th12th Longitudinal Student Attitude and Behavioral Data, Insights and Studies EverFi’s learning platform supports students throughout the education lifecycle. EVERFI’S ASSEMBLY PLATFORM 8

9. ©EverFi, Inc. All rights reserved. EVERFI’S IMPACT ON THE PROBLEM EverFi Assembly Platform Critical Life Skills Continuous research and nine independent studies show that EverFi’s Assembly: Increases Student Knowledge Improves Student Attitudes Improves Student Behavior Graduation Rates $ $ Work Force GDP 9

10. ©EverFi, Inc. All rights reserved. EverFi Investors Have Built Networks 10

11. ©EverFi, Inc. All rights reserved. Our Partners 11

12. ©EverFi, Inc. All rights reserved. Thousands of Schools In Strategic Areas 12

13. ©EverFi, Inc. All rights reserved. Higher Education Partners 13

14. ©EverFi, Inc. All rights reserved. TOOLS Knowledge Assessments Teacher and Student Surveys EVEFI FEATURES Personalized Pathways Behavioral and Attitudinal Surveys Knowledge Assessments PARTNER REPORTING Students Analytics Knowledge Gain Research aggregation Personalized Data on Education Results EverFi captures and analyzes significant data from students as they take our courses. This data is shared with our partners and tailored to the research needs of each partner. 14

15. ©EverFi, Inc. All rights reserved. Community Launch Events South Carolina Governor Nikki Haley at BB&T certification event Kansas Governor Sam Brownback at at Kansas Securities Commissioner certification event California Lieutenant Governor Gavin Newsom at Neustar certification event U.S. Representative Hal Rogers & UK Coach Calipari at a launch in Kentucky Senator Mark Warner (VA) and Governor Bob McDonnell (VA) at Neustar launch event Newark Mayor Cory Booker with EverFi certified students and Capital One Bank Elected officials are incorporated into our sponsor launch and certification events, highlighting the work that our partners are doing. 15

16. ©EverFi, Inc. All rights reserved. APPENDIX

17. ©EverFi, Inc. All rights reserved. OVERVIEW Target Audience: 4-6 th grade students Standards: State and National Jump-$tart Standards for Personal Financial Literacy School Placement: Required Course Knowledge Assessments: Pre & Post Module Time: Approximately 2.5 hours SIX LEARNING GROUPS 1. Responsible Money Choices: saving vs. spending, financial resources, goal-setting 2. Income and Careers: jobs, compensation, career planning, taxes 3. Making Plans with Money: budgets, payment methods, impulse buying, charity 4. Credit and Borrowing: credit and responsible borrowing 5. Insurance and Safety: risk prevention, health insurance 6. Savings and Investing: savings accounts, basic investments Games: Users also unlock two games per group as they progress through the course. Vault – Understanding Money™ (Primary Schools) 17

18. ©EverFi, Inc. All rights reserved. OVERVIEW Target Audience: 7 th - 9 th Grade Students Standards: State and ISTE Standards School Placement: Co-curricular Performance Assessments: Pre & Post Module Behavior and Attitude Assessments: Pre and Post Course Surveys Time: Approximately 3.5 Hours, plus Simulation MODULE TOPICS Buying a Computer: Computer & Software Basics Wireless Communication: Texting and Driving, Mobile Devices & Service Plans, The Viral World: Online Privacy, Security, & Digital Time- Management Research in a Digital Age: Internet Resources & Credibility Creating Multimedia Products: Responsible Digital Publication and Production Digital Relationships and Respect: Digital Citizenship & Cyberbullying Looking to the Future: STEM Technology and Careers Ignition – Digital Literacy & Responsibility™ (Middle Schools) 18

19. ©EverFi, Inc. All rights reserved. OVERVIEW Target Audience: 8 th -9 th grade students Standards: Common Core, Math and ELA; State and National Standards for CTE School Placement: Co-curricular Math & CTE courses Assessments: Inter & Post Module/Project Base/Attitudinal and Behavior Surveying Time: Approximately 8-10 hours High Level Details  16 Learning Modules: Each designed to be 30 minutes  Basic Computer Science and Starting To Code: Students will be learning the basics of CS and getting hands-on experience writing their first code  Exposure to STEM Careers: Each module will explain how the learning topics are leveraged in different careers  Math Common Core : Course will help instructors teach new common core math standards  Pathing: Instruction will be scaffolded to work with learners at all levels Radius™ - STEM Careers (Middle School) 19

20. ©EverFi, Inc. All rights reserved. OVERVIEW Target Audience: High school students Standards: State and National Jump$tart Standards for Personal Financial Literacy School Placement: Required Course Behavior and Attitude Assessments: Pre & Post Module Time: 6 – 8 hours TEN LEARNING MODULES 1.Introduction and Overview 2.Saving 3.Banking 4.Payments, Interest Rates, and Credit Cards 5.Credit Score 6.Financing Higher Education 7.Renting vs. Owning 8.Taxes and Insurance 9.Consumer Fraud 10. Investing Real-Life Simulations: Students apply their learning in virtual environments to weigh the consequences of their decisions. EverFi – Financial Literacy™ (High School) 20

21. ©EverFi, Inc. All rights reserved. OVERVIEW Target Audience: All 9 th grade students (Parents Course Included) Standards: State and National Standards for Health School Placement: Required Course – Health, Science, Transitions Behavior and Attitudinal Assessments: Pre, Post & 30- day Follow Up Surveys Time: Approximately 2 hours NINE LEARNING MODULES 1.School—Standard drink measurement 2.Pizza Place—Myths and facts about alcohol, accurate social norms data 3.TV Station—Alcohol expectancies, influences and community issues 4.Movie Theater—Blood alcohol concentration 5.Research Lab—Brain and body science 6.Friend’s House—Peer pressure and decision-making 7.Newspaper—Addiction and community impact of alcohol 8.Town Hall—Underage drinking laws, policies, and social host liability 9.My House—Tips for talking to parents, setting personal goals AlcoholEdu® - Substance Abuse for High School

22. ©EverFi, Inc. All rights reserved. Overview Target Audience: 8 th -10 th Grade Standards: Common Core Literacy Standards for History/Social Studies; State standards for Civics Knowledge Assessments: Formative assessments integrated throughout; summative assessments for each module Behavior and Attitude Assessment: Pre- and post-course surveys Time: 30-40 minutes per module; 5 hours total 22 Commons – Civics Education™ (8 TH – 10 TH Grade) Interactive Activity / Topics Rights and Responsibilities of Citizens The Process of Civic Change Civil Rights US Role in World Affairs Structure and function of National/State/Local government Origins, structure, and content of the Constitution The Supreme Court and Judicial Branch

23. ©EverFi, Inc. All rights reserved. OVERVIEW Target Audience: 7 th -10 th grade students Standards: Common Core, Math and ELA School Placement: Co-curricular Business, Economics Assessments: Pre & Post Module/Attitudinal and Behavior Surveying Time: Approximately 4-6 hours KEY FEATURES:  Interactive Personal Diagnostic: Students will take a personality assessment to identify their individual entrepreneurial characteristics  Personalized Business Simulation: Students will leave the course with a full business plan for a simulated business  Business Pitch: Students will learn the basics of finance, marketing, team-building and market research  Standards-Based: Course will help instructors teach new Common Core Math and English standards EverFi Entrepreneurship

24. ©EverFi, Inc. All rights reserved. Impact EverFi’s core mission is to create measurable results through our digital learning platforms. 1.Nine independent studies have shown EverFi programs to be effective in increasing knowledge and changing attitudes and behaviors. 1.EverFi employs an in-house team of PhD statisticians and researchers who continually monitor and analyze EverFi’s data. Their research is used to test efficacy, but also to improve our courses on a regular basis. 1.Student and teacher testimonials support the impact that EverFi courses have. 1.State Superintendent and State Departments of Education have continued to endorse EverFi and, in many cases, selected EverFi as their preferred resource around certain critical topics. 24

25. ©EverFi, Inc. All rights reserved. 25