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EMV solution for Romania 22. February 2005

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Presentation on theme: "EMV solution for Romania 22. February 2005"— Presentation transcript:

1 EMV solution for Romania 22. February 2005
Uwe Kley PPC Card Systems GmbH

2 About PPC PPC Card-Systems is located in Paderborn, Germany since 1989
PPC Card Systems GmbH – facts PPC Card-Systems is located in Paderborn, Germany since 1989 There is a second plant in Groningen in the Netherlands. 100 employees are working in card production, personalization and mailing services. Annualy 40 Mio. plastic cards are produced, personalised PPC Card-Systems is part of the Eppé-Group, France. Since 2000 PPC is together with our partner supercard on the Romanian market Over 8 Mio. plastic cards have been produced for Romania since that time.

3 Certifications MasterCard Visa Diners Club
German Health Insurance Card Chipper DIN ISO

4 Moving to EMV is a new Challenge for banks, card manufacturer and processors

5 Why migrate to chip? Reduce fraud Enhance credit control
Reduce operational costs Platform for added value services

6 EMV Card Portfolio

7 Mastering the Challenge
While combating fraud banks increasingly look for an economic solution that is affordable yet advanced in terms of technology. EMVLiteY is one answer.

8 Advanced Technology EMVLiteY builds upon
Open the door to EMV with EMVLiteY Advanced Technology EMVLiteY builds upon open standardized personalization single mask concept the latest EMV, MasterCard and Visa specifications fast 16 bit processor

9 Hardware Facts Renesas AE420 16 bit processor 5k EEPROM 64k ROM 2 kRAM
Open the door to EMV with EMVLiteY Hardware Facts Renesas AE420 16 bit processor 5k EEPROM 64k ROM 2 kRAM 3DES up to bit/s

10 Efficient Security EMVLiteY offers efficient security
Open the door to EMV with EMVLiteY Efficient Security EMVLiteY offers efficient security Static Data Authentication (SDA) Offline PIN + Online PIN Risk Management

11 Features - Cardholder Verification Methods
Open the door to EMV with EMVLiteY Features - Cardholder Verification Methods To minimize fraudulent transactions especially in offline environments EMVLiteY supports Online PIN Signature Offline PIN

12 Features - Single Mask Concept
Open the door to EMV with EMVLiteY Features - Single Mask Concept EMVLiteY supports the latest specifications for VSDC M/Chip Lite 4 M/Chip Lite VSDC Initialization Implementation Personalization

13 Features - Open Personalization Standards
Open the door to EMV with EMVLiteY Features - Open Personalization Standards EMVLiteY follows an open and standardized personalization approach supporting EMV Card Personalization Specification M/Chip4 Common Personalization Specification Common Personalization Technical Requirements for VSDC Global Platform Scripting

14 Supported Specifications
Open the door to EMV with EMVLiteY Supported Specifications M/Chip4 Card Applications Specification for Debit and Credit V1.0 Visa Integrated Circuit Card Application Specification 1.4.0 EMV 2000 EMV Card Personalization Specification V1.0 M/Chip 4 Common Personalization Specification Common Personalization Technical Requirements for VSDC GlobalPlatform Card Customization Guide GlobalPlatform Systems Profiles Specification GlobalPlatform Systems Scripting Language Specification Guide to Common Personalization Load and Personalization

15 Ready to be used Open the door to EMV with EMVLiteY EMVLiteY
Visa approval March 2005 MasterCard approved February 2005

16 Limitations of proprietary personalization
Secure investment with standardized personalization Limitations of proprietary personalization Limited to a specific product Depending on specific card manufacturer Integrating a new product means developing a new personalization process (worst case: completely new!) High set up costs Limited flexibility Limited choice of suppliers

17 Introduction to EMV CPS
Secure investment with standardized personalization Introduction to EMV CPS EMV Card Personalization describes a common approach to Smart Card Personalization. The main targets of EMV Card Personalization are: lower set up costs faster time to market greater choice of suppliers EMV Card Personalization can also be used for Non-EMV Applications. The approach is based on the Visa Common Personalization Specification and described in EMV Card Personalization Specification, published by EMVCo, LCC (www.emvco.com).

18 Wider choice of suppliers
Secure investment with standardized personalization Advantages of EMV CPS 2/2 One personalization process for all product and types Minimized development efforts for product integration Exchangeable components Independant of supplier Minimal set up costs High flexibility Wider choice of suppliers

19 PPC Card Systems GmbH Senefelderstraße 10 33100 Paderborn Germany


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