1. 157 Harnett Ave. Wood River, IL 62095-0407 Phone: 618-254-9301 Fax: 618-254-6935 PowerCash card Visa ® Powered By Prepaid Solutions USA

2. Introducing the PowerCash card Visa ® Here are a few of the benefits of using the PowerCash Visa® card:  Reduce costs by eliminating check printing and processing.  Eliminate costly out-of-cycle checks.  Avoid charges for reissuing lost and stolen checks.  Expanded direct deposit program—includes those who do not have a checking account.  Benefits are automatically available and accessible.  Offers the flexibility to shop or pay bills by phone, online, or mail, because the Visa Payroll card is welcomed anywhere Visa debit cards are accepted.  Saves check-cashing and money order fees.

3. How it works The powercash card is a member of the Visa Prepaid family of cards, meaning it only works after you "pre-pay" or "load" money onto it. Once there is money on the card, it can be spent anywhere Visa Debit cards are accepted. It may also be used to withdraw money at Cirrus, Allpoint and Star ATMs and use it to buy goods at stores where Star PIN transactions are accepted. Isn’t it time you had the power to work more efficiently, while saving your company money? By offering Powercash payroll cards to your employees, you can move your entire staff to direct deposit, simplify bank reconciliation and eliminate many fees associated with checks. Plus, Powercash cards give your employees the financial flexibility they need. They can be used to make purchases, withdraw money from ATMs and transfer money to other cardholders. Your accounting staff simply reloads the cards each payday, giving your employees fast access to their funds.

4. Prepaid Solutions is more than a provider of prepaid card products. We are a group of marketing and financial specialists who help businesses cut costs, streamline payroll practices and strengthen relationships with their customers and employees. We rely on a consultative approach, fist assessing your company’s needs, then developing a program that delivers results. We can offer everything from simple turnkey programs to fully custom solutions.

5. Prepaid Solutions USA, has recently become an Allied Member of the Independent Payroll Providers Association (IPPA) -- a national group of independently owned companies whose primary function is the preparation of payroll and payroll taxes for employers of all sizes. Its members are interested in providing their clients technologically advanced payroll services and products at competitive prices. One such product that can help payroll providers and employers streamline and simplify their payroll process is the Powercash Visa debit payroll card.

6. CASE STUDY :: VISA® PAYROLL CARD A large staffing company, which specializes in placing agricultural workers, came to us in search of a versatile payroll solution. Because many of these individuals work irregular schedules, sometimes on a day-to-day basis, the company needed a way to pay each worker immediately following a shift. Issuing check after check had become expensive, workers had to pay high check cashing fees, and other payroll debit card programs were not flexible enough to be cost-effective solutions. We were able to adapt to the company's needs and develop a special electronic funding method. This allowed the company to provide its workers with instant access to wages through our Powercash Payroll Visa Card. Freed from the expense of checks, the company cut its annual payroll costs by $35 per worker — ultimately saving tens of thousands of dollars.

7. Programs tailored to your company’s needs! We begin every client relationship by getting to know your business and assessing its needs. For companies seeking custom programs, we go even further, using our proven methodology to craft a solution that's a perfect fit. Define: We work with you to understand your needs and establish program objectives.

8. Design: Drawing on our deep experience, we create a blueprint for your program. Programs tailored to your company’s needs! We begin every client relationship by getting to know your business and assessing its needs. For companies seeking custom programs, we go even further, using our proven methodology to craft a solution that's a perfect fit.

9. Develop: We produce materials, handle technology integration and test our work. Programs tailored to your company’s needs! We begin every client relationship by getting to know your business and assessing its needs. For companies seeking custom programs, we go even further, using our proven methodology to craft a solution that's a perfect fit.

10. Deploy: We deliver your program and train key members of your staff. Programs tailored to your company’s needs! We begin every client relationship by getting to know your business and assessing its needs. For companies seeking custom programs, we go even further, using our proven methodology to craft a solution that's a perfect fit.

11. Support: After launch, we manage and fine- tune your program to make sure it exceeds your expectations. Programs tailored to your company’s needs! We begin every client relationship by getting to know your business and assessing its needs. For companies seeking custom programs, we go even further, using our proven methodology to craft a solution that's a perfect fit.

12. 157 Harnett Ave. Wood River, IL 62095-0407 Phone: 618-254-9301 Fax: 618-254-6935 PowerCash card Visa ® Powered By Prepaid Solutions USA