Presentation on theme: "Jennifer Zins Perry Communications Group CAHU No on Prop 45 Grassroots Campaign."— Presentation transcript:
Jennifer Zins Perry Communications Group CAHU No on Prop 45 Grassroots Campaign
Insurance Rate Public Justification & Accountability Act After failing to move forward as a bill November 4 th Ballot Initiative
To slow the escalation of rate increases Would apply to Individual and Small Group health plans One elected politician
One elected politician will approve or disapprove rates, benefits, co-pays, deductibles and treatments Most past ICs have gone on to run for Governor Would retro back to November 6, 2012, Rates & Agent Compensation?
It would apply not just to rates, but also… benefits premiums base rates underwriting relativities discounts co-payments co-insurance deductibles premium financing installment fees, and any other out-of-pocket costs
Why do we have rate increases now? The cost of “health care” New technology Rx
We already have measures in place through ACA 80% Individual and Small Group Refunds have been made
Hasn’t worked in nearly every situation Like setting a maximum price at the gas pump The ACA has provided subsidies
The CA Secretary of State estimates administrative costs to be in the tens of millions annually Funded with fees charged to the insurers Who will ultimately pay… insureds?
Massive bureaucracy Delays in product and rate launches May reduce the number of plans / benefits Reduces choice Carriers will need to cut costs !
How would they deal with this? Do we care? Yes We Do! Consumers’ and employers’ choice would be affected Access to physicians could be affected
Insurance Commissioner / political ambitions Trial lawyers, and they are funding this Prop Interveners will be paid $675 / hour to file lawsuits
Proponents of the ACA Physicians Hospitals Medical Society Building and construction trades California Chamber of Commerce Business groups Citizens Against Lawsuit Abuse Nurses’ associations
Small Business Majority Unions California Hispanic Chamber NAACP Asian Business Association William Jefferson Clinton Democrats California Democrat and Republican Legislators Covered California – California’s “Exchange”
You are an important part of this effort! “The 40 Vote CAHU Challenge” 10 NO Votes from CLIENTS 10 NO Votes from FAMILY & FRIENDS 10 No Votes from EMPLOYEES/COLLEAGUES 10 NO Votes from CLIENTS’ EMPLOYEES _________________________________ 40 NO VOTES x 2,500 CAHU Members = 100,000 NO VOTES
Materials for Clients Flyers and posters Brochures and postcards Pens and buttons Pre-written emails New Website! – COMING SOON!!!! Facebook, Twitter and LinkedIn posts
Vote NO on Prop 45 Share information with others – Newsletters, Website, Social Media Local Civic/Business Orgs?? Encourage Clients, Friends Colleagues Vote No on 45!
Then NO on Prop 45!!! Visit www.StopHigherCosts.com It is ESSENTIAL you share the information!!!