1. 1 MONTHLY REPORT Feb, 2010 -HR dept.-

2. 2 Engage Project This month (Feb.2010) 1.Salary Increase Report & Announcing 2. Loma Registration Status 3. Recruitment 4. Other Activities 5. News

3. 3 1. Salary Increase Result & Announcing Preparing Reports & Getting Approval on Feb. 2010 Preparing Individual Documents (sub-labor contract, salary confirmation letter) Input System

4. 4 2. Loma Exam Registration Status (May.10) Total Participants: 22 Persons Strong encouragement from other dept. to attend this exam

5. 5 3. Recruitment Requirement HCM  Trainer  Collector Supervisor  Collector  Actuary  Application Programmer  BDO Ha Noi  Trainer  Collector Supervisor  Collector  BDO Dong Nai  Trainer  BDO

6. 6 4. Other activities 1.Adjustment of PIT Calculation For Yearly Bonus After Guideline From Tax Authority 2.Lucky Money By Company To Employees After Lunar New Year Holiday 3.Prepare In Advance For All Require Documents To Calculate Tax Finalization 2009

7. 7 5. News According to new letter from Tax Company Regarding Yearly Bonus 2009 paid during 1 st quarter of 2010 1.For Labor Working Enough 12 Months Service : ½ Total Yearly Bonus is non-taxable 2.For Labor Working Less Than 12 Months Service: the amount for non-taxable is divided into ratio for the period of nontaxable month  The company will represent for employees to calculate adjustment tax on Payroll of Jan.2010 & Tax Finalization of 2010

8. 8 Next Month Project (mar.10) 1.Tax Finalization Report 2009 For company & expatriates 2.Making survey some benefits from competitors 3. Woman Day Activity (8Mar.10) 4. Proposal Team Building Activity 5. Prepare The Telephone Manner Contest

9. MONTHLY MEETING General Administration

10. GA TASKS A. Office Building Information 1. TWC: - Found out unreasonable high telephone bill of Viettel. - Viettel admitted miscalculation of 28 mil vnd to be adjusted in later months. 2. Norch: - Letter to the landlord for power supplied during Lunar New Year. - Reply letter regarding OT payment. ENGAGED PROJECT THIS MONTH (GENERAL ADMIN)

11. A. Office Building Information 3. Hanhphuc tower (Cantho): - Surveyed a new curtain for Cantho office for sunshine protection. 4. Mirae Building (Big C): - Feedback from Big C ’ s landlord regarding a new rental price. GA TASKS ENGAGED PROJECT THIS MONTH (GENERAL ADMIN)

12. A. Office Building Information 5. Dongnai office: - Approval report for choosing security service company. - 3 phase power installation. - Setup a temporary office in Dongnai. - Started construction on 22 Feb ’ 2010. Completion will be on 3 Apr ’ 2010. 6. HCMC: - Searched for new offices in HCMC. ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS

13. A. Office Building Information 7. Danang office: - Moved from Green Plaza to 6 th FL Sacombank smoothly (25 Jan ’ 2010) and recovery all things (8 Feb ’ 2010). ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS

14. B. Other projects: 1. Security & emergency contacts during Lunar New Year. 2. Rented 2 photocopiers for Dongnai office to save cost for the company. 3. A letter to Norch’s landlord regarding overtime charges. 4. Liquidation of construction contract in Danang. ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS (cont.)

15. B. Other projects: 5. Approved report for choosing a car for GD. 6. Arranged promotion gifts for Planning promotion program (Exciting Summer). 7. 2010 fixed assets checked and approval report. ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS (cont.)

16. 1.Monitoring construction in Dongnai ’ s office. 2. Liquidation of rental contract with Green Plaza. 3. GD’s car rental contract. 4. HCMC’s agency office rental contract. 5. Feedback to Big C’s landlord for moving out. 6. Office equipment arrangement for Dongnai’s office. 7. Binhthanh & Dist 5’s houses. NEXT MONTH PROJECT PLAN (GENERAL ADMIN) GA TASKS

17. MONTHLY REPORT - FEBRUARY 2010 Legal Department MAIN TASKS

18. Main tasks Last month: ► Terms & Conditions of new products  R04, R05, D01: finished ► Legal Compliance Process  Sent new legal documents to related departments for them to update their Legal Compliance Brochure & Legal Compliance Procedure.

19. Main tasks Last month: ► Legal counsel:  Agent’s issue: violation on premium collection and not return the CLIV on time (finished).  Dongnai branch: received the licence's Dongnai branch on 2 Mar 2010.  Danang branch: submitted the documents to change Danang branch’s address and waiting for feedback from the MOF.  Danang branch: submitted the documents to change Danang branch’s address and waiting for feedback from the MOF.

20. Main tasks Last month: ► Legal counsel (cont):  “Exciting Summer with Cathay” Promotion: waiting for feedback from the MOT.  N’orch issues: overtime hours – waiting for feedback from the Landlord.

21. ► Legal Compliance: follow up ► Legal Counsel:  Dongnai branch: prepare for post-licensing (register a seal, tax code, bank account, announcement on newspaper);  Consultant contract: another option of labour contract. Main tasks This month

22. ► Legal Counsel:  “Exciting Summer with Cathay” promotion: follow up;  N’orch issue: follow up overtime hours; early moving notice of 6 th Fl to the Landlord;  Big C issue: prepare to terminate the leasing agreement;  Collective Agreement: review & revise. Main tasks This month