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UW-Whitewater. Outline Brief overview of US Health Care system. Why you need health insurance Who is providing your health insurance What does your insurance.

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Presentation on theme: "UW-Whitewater. Outline Brief overview of US Health Care system. Why you need health insurance Who is providing your health insurance What does your insurance."— Presentation transcript:

1 UW-Whitewater

2 Outline Brief overview of US Health Care system. Why you need health insurance Who is providing your health insurance What does your insurance pay for Where should I go to receive health care Services offered at UHCS How to find health care services if you cannot go to UHCS List of terms

3 The United States Health Care system is expensive $$$$$$$$ No universal coverage or national health care. When you receive medical care you will be expected to pay for it.

4 How much does it cost?? $40,000 $150,000+++

5 You need Health Insurance in the United States

6 Purpose Health insurance is provided by a private company. You pay the insurance company and if you need health care they will pay part of your cost. You policy tells you what they will pay for.

7 When will I get coverage? Coverage begins 01/01/2015

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9 mn.com/pdf/summary/z116wisc.pdf

10 Insurance Card Companion Life Insurance Company Student Accident & Sickness Insurance Plan University of Wisconsin-Whitewater Policy # CLSP Name: Test TestGroup # WI53190 ID # RX Group #: klaisco Effective Date: 1/1/2015BIN # : RX ID: GL Rx Retail: $15Generic/$30 Preferred/$50 Non Preferrred Always carry this card with you and make a copy!!!

11 Does Not Cover Dental Care Eye exams

12 Where should I go?

13 UHCS

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15 UHCS When non-emergency care is needed available

16 Make an appointment ONLINE

17 Make an appointment at UHCS Call:

18 Make an appointment at UHCS Stop in

19 Health & Counseling Center Hours Monday – Friday 8:00 AM- 4:30 PM

20 All UW-Whitewater students are able to receive services at UHCS

21 EMERGENCY- Dial 911 Unable to breathe Cannot control bleeding Severe Allergic reaction Severe chest pain Loss of consciousness

22 Local Hospital Emergency Room: Fort HealthCare (8 miles) 611 Sherman Ave. Fort Atkinson, WI (24 hour number)

23 Where should I go if UHCS is closed?

24 When in doubt Go to the Emergency Room

25 Always use a Preferred Provider!! Carry your insurance card!! It will be less expensive

26 How to find a preferred provider. ONLINE: mn.com/http://www.sas- mn.com/

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38 Local Urgent Care Clinics Whitewater – Mercy Care 5pm-9pm, Monday - Friday; 9am-2pm Saturday 507 W Main Fort Atkinson – Fort HealthCare M-F 5PM-11PM, Sat-Sun Noon- 11PM 611 Sherman Ave E

39 How do I get there? Call Brown Cab: (920) Hours: Academic year - 7:00 a.m. to 10:00 p.m. Sun-Wed. Thurs., Fri & Sat. 7:00 a.m. to Midnight. Call for taxi You will have to pay at time of service Call a friend who has a car

40 Insurance Website

41 If you need to submit for medical expenses Always carry your insurance card!

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47 You can complete the form online and submit it electronically

48 List of Terms https://www.healthcare.gov/glossary/ https://www.healthcare.gov/glossary/ Clinic-A place where people go to get medical help Co-pay- A set amount you pay for health services. Dispensary – Located in the clinic. Provides a limited number of medications or supplies. Emergency- An illness, symptom or condition so serious or dangerous that it calls for immediate action. In Network- The facilities, healthcare providers your health insurance has a contract with to provide medical care. Insurance claim-Paperwork to fill out and send to the insurance company for them to pay you back for medical costs. Insured- A person covered by insurance.

49 Non-preferred provider- A healthcare provider that does not have an agreement with your health insurance company. It will cost you more to receive services. Out of Pocket-Your expenses for medical care that are not paid for by the insurance company. Out Patient- Health care received outside a hospital Pharmacy-A store or part of a store where drugs and medicines are prepared and sold. Policy-The agreement you have with the insurance company that tells you what they will pay for. Preferred Provider-A group of health care providers that have an agreement with your insurance company to provide reduced cost.

50 Prescription-An order, for a specific person, written by a health care provider that officially tells someone to use a medicine or treatment. Prescription Drug – Medicine or drug that a health care provider officially tells some one to use. Preventative Care-Health care that includes routine check ups and counseling to prevent illness or disease. Provider – An individual who coordinates or helps a patient access a range of health care.


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