Presentation on theme: "UW-Whitewater. Outline Brief overview of US Health Care system. Why you need health insurance Who is providing your health insurance What does your insurance."— Presentation transcript:
Outline Brief overview of US Health Care system. Why you need health insurance Who is providing your health insurance What does your insurance pay for Where should I go to receive health care Services offered at UHCS How to find health care services if you cannot go to UHCS List of terms
The United States Health Care system is expensive $$$$$$$$ No universal coverage or national health care. When you receive medical care you will be expected to pay for it.
Insurance Card Companion Life Insurance Company Student Accident & Sickness Insurance Plan University of Wisconsin-Whitewater Policy # CLSP0043-12 Name: Test TestGroup # WI53190 ID # 1010101RX Group #: klaisco Effective Date: 1/1/2015BIN # : 610014 RX ID: GL151413781 Rx Retail: $15Generic/$30 Preferred/$50 Non Preferrred Always carry this card with you and make a copy!!!
Local Urgent Care Clinics Whitewater – Mercy Care 5pm-9pm, Monday - Friday; 9am-2pm Saturday 507 W Main 262-473-0401 Fort Atkinson – Fort HealthCare M-F 5PM-11PM, Sat-Sun Noon- 11PM 611 Sherman Ave E. 920-568-5330
How do I get there? Call Brown Cab: (920)-563-6303 Hours: Academic year - 7:00 a.m. to 10:00 p.m. Sun-Wed. Thurs., Fri & Sat. 7:00 a.m. to Midnight. Call for taxi You will have to pay at time of service Call a friend who has a car
You can complete the form online and submit it electronically
List of Terms https://www.healthcare.gov/glossary/ https://www.healthcare.gov/glossary/ Clinic-A place where people go to get medical help Co-pay- A set amount you pay for health services. Dispensary – Located in the clinic. Provides a limited number of medications or supplies. Emergency- An illness, symptom or condition so serious or dangerous that it calls for immediate action. In Network- The facilities, healthcare providers your health insurance has a contract with to provide medical care. Insurance claim-Paperwork to fill out and send to the insurance company for them to pay you back for medical costs. Insured- A person covered by insurance.
Non-preferred provider- A healthcare provider that does not have an agreement with your health insurance company. It will cost you more to receive services. Out of Pocket-Your expenses for medical care that are not paid for by the insurance company. Out Patient- Health care received outside a hospital Pharmacy-A store or part of a store where drugs and medicines are prepared and sold. Policy-The agreement you have with the insurance company that tells you what they will pay for. Preferred Provider-A group of health care providers that have an agreement with your insurance company to provide reduced cost.
Prescription-An order, for a specific person, written by a health care provider that officially tells someone to use a medicine or treatment. Prescription Drug – Medicine or drug that a health care provider officially tells some one to use. Preventative Care-Health care that includes routine check ups and counseling to prevent illness or disease. Provider – An individual who coordinates or helps a patient access a range of health care.