1. Supporting students & Student Finance

2. Further information and Updates Available to download via www.cardiff.ac.uk/studentsupport/ www.cardiff.ac.uk/studentsupport/ Under the Advice & Guidance section Academic & Skills Development Centre Mental Health Student Advisers

3. Eligibility for funding Must have been resident in the UK for 3 years prior to the start of the course No restrictions on stay in the UK EU Students (Non UK) are usually eligible for fees funding

4. Years 1 to 4 plus Preliminary Year if applicable

5. Tuition Fees 2013/14 Cardiff University currently charges £9,000 p.a. for all Undergraduate courses

6. Tuition fee loans are available to all eligible students Covers whole of the tuition fee Not income assessed Paid directly to the university Student repays after they have graduated Students will NOT have to pay Tuition Fees up-front

7. The Tuition Fee Grant Applicable to Welsh domiciled students Students pay the first £3,575 Fees over £3,575 (£5425) will be covered by the Welsh Government Can study anywhere in the UK Not means tested Not repayable

8. Funding for other costs E.g. food, accommodation, travel home, bills, leisure, books etc Grant and Maintenance Loan The Grant is income assessed 25% of the Maintenance Loan is income assessed

9. Funding for 2013/14 entrants who normally live in Wales Household Income Assembly Learning Grant Maintenance Loan Total each year Up to £18,370£5161£2575£7736 £25,000£3347£3477£6824 £30,000£2099£4101£6200 £34,000£1142£4579£5721 £40,000£734£4783£5517 £50,753£0£5150 £57,188 +£0£3863

10. Funding for 2013/14 entrants who normally live in England Household Income Maintenance Grant Maintenance Loan Total Each year Up to £25,000£3354£3823£7177 £30,000£2416£4292£6708 £35,000£1478£4761£6239 £40,000£540£5230£5770 £45,000£0£5288 £50,000£0£4788 £62,125 +£0£3575

11. Students have to apply for funding each year of their course English domicile Welsh domicile PN1 Form Download form or apply on line www.direct.gov.uk/studentfinancewww.studentfinancewales.co.uk Applications usually open from March of year of entry Deadline usually in May

12. Cardiff University Additional Awards Cardiff University Bursary Top up support for living costs Income assessed (Income under £42,600) No separate application required Communities First Award Students from a Communities First Area in Wales Household income under £42,600 Either £1000 discount in residence fees or £500 travel grant Care Leaver Bursary £1000 in 1 st yr, £750 in subsequent yrs and £500 in final term Next Step Bursary £1000 in 1 st yr - household income under £42,600 and already part of the University Step Up Programme

13. Check www.cardiff.ac.uk/ for further detailswww.cardiff.ac.uk/ and the funding calculator Cardiff University Additional Awards

14. Year 5 of Medicine

15. NHS funding Minimum funding for the year = £2,811 NHS Grant + Reduced Student Loan Maximum funding for the year = £6,304 NHS Grant + Reduced Student Loan + income assessed NHS Bursary Tuition Fees paid by the NHS This is NOT income assessed Support for living costs

16. Support for studies Allowances to help with extra costs of studying related to a disability or dyslexia I.T. Equipment Learning materials Copying & books Other support e.g. note taking, travel This support is non income assessed Available for all years of the course

17. What about the costs?

18. Where will the money go? Halls–SC en-suite (Average)£382 Food £143 Toiletries/laundry £ 22 Books/course £ 38 Travel (inc. travel home) £ 39 Phone, T.V, Insurance £ 37 Social/leisure £130 Total £791 per month

19. Accommodation costs Allensbank House (Nearest to the Heath Hospital site) Rent from £375 to £470 per month incl. bills Other University Residences Rent from £242 to £422 per month incl. bills Shared private student house Average rent is £282 per month plus bills www.cardiff.ac.uk/residences www.cardiffdigs.org.uk/

20. Are there any extra costs? Placement costs Running a car? Elective

21. How do students manage? Part-time work? Vacation work? Live at home while studying? Support from family Use student discount offers e.g. rail card, shops etc Buy 2nd hand text books Student account interest free overdraft Additional funding options Check Student Support Centre web pages

22. Repaying the Student Loan SalaryMonthly repayment £21,000NIL £22,000£7.50 £25,000£30.00 £30,000£67.50 £40,000£142.50 £50,000£217.50 Interest at rate of inflation plus 3% is applied while studying. After graduation interest is at rate of inflation plus up to 3% depending on income

23. If you have any queries about student funding or other support before starting at university contact us (029) 2074 2070 (Heath Hospital site) (029) 2087 4844 (Park Place – Main Campus) studentsupportcentre@cardiff.ac.uk www.cardiff.ac.uk/studentsupport/