1. 1 Dietmar Krüger Bank für Sozialwirtschaft AG Berlin 13.4.2007

2. 2 Bank für Sozialwirtschaft AG Established in 1923 Established in 1923 10 branches 10 branches 3 representative offices 3 representative offices 290 employees 290 employees Shareholders: Shareholders: total assets: 4.6 billion total assets: 4.6 billion customer investments: 2.6 billion customer investments: 2.6 billion loans: 2.1 billion loans: 2.1 billion trustee loans: 170 m trustee loans: 170 m

3. 3 Arbeiterwohlfahrt Bundesverband e.V. 7,86% Caritas Stiftung Deutschland 23,57% Stiftung Kronenkreuz (Diakonisches Werk) 24,15% DRK e.V. 9,25% DPWV Gesamtverband e.V. 3,57% ZWST 0,71% Various share holders 30,89%

4. 4 Our core areas of competence Investment advice: Savings accounts fixed-term deposits securities specialised funds Lendings: short-term overdraft facilities Long-term investment loans trustee loans of the Federal Republic of Germany Payment transactions: BFS special payment transactions software, also for fund-raising

5. 5 EU services: EU services: EU office in Brussels EU office in Brussels EU funding information system EUFIS (www.eufis.de) EU funding information system EUFIS (www.eufis.de)www.eufis.de EU consultancy EU consultancy Bank für Sozialwirtschaft AG

6. 6 BFS Service GmbH External and internal seminars on management issues External and internal seminars on management issues Operational comparisons (care for the elderly / workshops for disabled persons) Operational comparisons (care for the elderly / workshops for disabled persons) Online factoring Online factoring

7. 7 Developing and supporting closed real estate funds Developing and supporting closed real estate funds Analyse market of houses for elderly people an hospitals Analyse market of houses for elderly people an hospitals Taking over facilities in default Taking over facilities in default IS-Immobilien-Service GmbH