1. > Redundancy support - Partnering with you

2. Disclaimer >

3. [Company name] – our credentials Experience –Over xx years experience –Over xxxx clients –Over $xx funds under advice Professional personal advice Advice underpinned by quality research and technical teams Over xx offices nationwide Backed by a global company >

4. [Presenter name] –credentials Your experience? Your areas of specialty? Your training? Your education?

5. The world financial crisis In Australia, many major corporations have had to downsize following the world financial crisis, where a huge spate of redundancies have occurred. According to the Australian Bureau of Statistics, more than 44,000 full-time jobs were lost in December 2008 alone and the Australian jobless rate rose to a two-year high of 4.5% in this same month. In February 2009 53,800 full-time jobs were lost and the unemployment rate rose to 5.2%. The government forecast predicts unemployment could reach 7% by the end of the year.

6. Redundancy – a time of uncertainty for employees… What should I do with my pay out? What should I do with my super? How am I going to pay the bills? Where will my next pay cheque be coming from? How long will my redundancy payout last? ???

7. How we can assist I can provide assistance to: You –understanding the redundancy process –ensuring your employers are in the best position to work through the redundancy process Your employees –minimising the tax paid in their redundancy payment –maximising government entitlements –managing cash flow, debts and expenses –maintaining insurance cover –working out superannuation options –estate planning

8. Assisting your employees It would benefit you, the employer, to offer these financial advice services to your affected employees as you are: supporting your employees even in redundancy improving your reputation as an employer of choice

9. How we can assist Other services Strategies to support life goals Retirement planning Tax effective strategies Protecting clients from the unexpected with insurance Portfolio construction Wealth creation strategies Debt management and borrowing to invest Savings plans

10. Our process Initial service How we can help Getting all the facts Agreeing on the service Strategy development Presenting our recommendations Implementation and ongoing service

11. Our process Our aim is that our clients understand: The strategies we are recommending and why How these strategies will assist them in achieving their goals How much our advice and the implementation of our recommendations will cost Our ongoing service

12. Session outline – employee presentation We can help your employees understand the redundancy process: Step one – Immediate strategies –Review finances –Establish budget –Consider restructuring liabilities –Consider alternatives and set goals Step two – Understand the termination payment –What is it made up of? –How will it be taxed? –What are the options and impacts on other entitlements? Step three – Where to seek support –Centrelink support services –Financial planning advice

13. Summary of service Put in place some stop gap measures Understand employer payments Understand superannuation Understand the support systems –Centrelink considerations –Replacing insurance

14. Delivery of service to employees Joint program – how we can partner up with you to provide redundancy advice to your staff facing redundancy Employee seminars – to explain the redundancy process via presentations Promotional activities – regular communications (emails) to affected employees, personalised letters, information packs/brochures. >

15. Redundancy support – Partnering with you > Ph: ( ) Mob: ( ) Email: > If you are interested in working together to deliver redundancy support to your employees, please contact me: