1. DYNAMIC SERIES T Name Title Company DATE

2. 2ADVISOR USE ONLY “Taxes are far and away the largest and fastest- increasing expense in the average household budget. The tax bill for the average family has grown a whopping 1,787% since 1961” Charles Lammam, Fraser Institute associate director and co-author of the Canadian Consumer Tax Index, 2013

3. 3ADVISOR USE ONLY TAXES VERSUS LIFE NECESSITIES Source: April 2013, Fraser Institute THE AMOUNT CANADIANS PAY IN TAX HAS GROWN THE MOST

4. 4ADVISOR USE ONLY WHO SHOULD USE SERIES T Want additional income Want to defer tax on income INVESTORS WHO:

5. 5ADVISOR USE ONLY DYNAMIC SERIES T 1PREDICTABILITY Consistent monthly income 2TAX PLANNING Defer taxes to a later date when in a lower tax bracket 3 GROWTH OPPORTUNITY Because taxes are deferred more of the investment keeps growing 4FLEXIBILITY Choice of income level: 4% to 8%

6. 6ADVISOR USE ONLY DIFFERENT TYPES OF INCOME = DIFFERENT LEVELS OF TAXATION Top marginal tax rate in Ontario 46.41%. Source: Ernst & Young. INTEREST INCOMEDIVIDEND INCOMECAPITAL GAINSRETURN OF CAPITAL Taxes paidIncome kept

7. 7ADVISOR USE ONLY DIFFERENT TYPES OF INCOME = DIFFERENT LEVELS OF TAXATION Of the four forms of income, return of capital is the most tax efficient. Taxes paid Income kept Top marginal tax rate in Ontario 46.41%. Source: Ernst & Young. MORE TAXES = MORE NEEDS TO BE WITHDRAWN FOR DESIRED CASHFLOW

8. 8ADVISOR USE ONLY ACCESSING ROC FOR TAX EFFICIENT INCOME Income is taken from the original investment, which is tax free WHAT IS RETURN OF CAPITAL

9. 9ADVISOR USE ONLY SERIES T FOR VARIOUS GROWTH SCENARIOS Monthly Cash Flow (RHS) Capital Invested (ACB) Year Growth on Capital Invested WITHDRAWAL RATE IS EQUAL TO THE RETURN OF THE INVESTMENT 5% WITHDRAWAL RATE AND 5% RATE OF RETURN The above graphs are for illustrative purposes only.

10. 10ADVISOR USE ONLY SERIES T FOR VARIOUS GROWTH SCENARIOS Year Capital Invested (ACB) Monthly Cash Flow (RHS) Growth on Capital Invested INVESTMENT RETURN IS HIGHER THAN WITHDRAWAL RATE 5% WITHDRAWAL RATE AND 6% RATE OF RETURN The above graphs are for illustrative purposes only.

11. 11ADVISOR USE ONLY SERIES T FOR VARIOUS GROWTH SCENARIOS Monthly Cash Flow Growth on Capital Invested Capital Invested (ACB) Year WITHDRAWAL RATE IS HIGHER THAN THE RETURN OF THE INVESTMENT 5% WITHDRAWAL RATE AND 4% RATE OF RETURN The above graphs are for illustrative purposes only.

12. 12ADVISOR USE ONLY WHY CHOOSE DYNAMIC SERIES T? A broad lineup of investments Fixed income Balanced Canadian/Global Equity Funds Dynamic Corporate Class An award-winning portfolio management team

13. 13ADVISOR USE ONLY SERIES T + CORPORATE CLASS Assets ($) SERIES T CORPORATE CLASS DECUMULATIONACCUMULATION

14. 14ADVISOR USE ONLY DYNAMIC CORPORATE CLASS When you invest in a corporate class mutual fund it is under the umbrella of the corporation Each mutual fund is a part – or a share – of the corporation

15. 15ADVISOR USE ONLY ABOUT DYNAMIC FUNDS Dynamic Funds began life as a small investment club in Montreal in 1957 and has since grown into an award-winning family of funds, encompassing more than 80 investment products with the loyal support of Financial Advisors and Investors nationwide We offer a comprehensive range of products and services that span every major sector, asset class, geographic region and investment discipline Today, Dynamic Funds is one of the largest fund families in Canada, bringing together some of the most astute investment professionals in the country

16. THANK YOU!

17. 17ADVISOR USE ONLY Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Dynamic Funds ® is a division of 1832 Asset Management L.P. IMPORTANT INFORMATION